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IncomeShield is an integrated shield plan by NTUC Income. It has 4 different plan types: Preferred, Advantage, Basic and Standard. With generally lower than average premiums and an annual coverage limit of up to $150,000, the NTUC IncomeShield is a good option people can consider to have as their integrated shield plan. Besides coverage for hospitalisation and surgery, there are extra benefits such as coverage for Radiotherapy, Chemotherapy, Immunotherapy, Pregnancy and Childbirth Complications and Breast Reconstruction after Mastectomy.
|Hospital ward||Annual coverage limit|
|Advantage||Class A ward||$500,000|
|Basic||Class B1 ward||$250,000|
|Standard||Class B1 ward||$150,000|
Under the NTUC IncomeShield plan, there are 2 types of riders available (Deluxe Care and Classic Care). By adding these riders to the integrated shield plan, it helps to further reduce the out-of-pocket costs by customers.