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Prudential PRUShield
Best For Young Individuals & Covers COVID-19
Best For Young Individuals & Covers COVID-19

Prudential PRUShield

PRUShield is Prudential's Integrated Shield Plan (IP), meant to supplement your MediShield Life with an annual limit of S$1.2 million, full coverage for hospitalisation, surgeries, organ transplant, outpatient chemotherapy, radiotherapy, immunotherapy, kidney dialysis treatments, and more.
S$1,200,000
Max. Annual Coverage Limit
180 days
Pre-Hospitalisation Benefit
365 days
Post-Hospitalisation Benefit

Insurance Details

  • Up to S$1.2 million in annual coverage claim limit for PRUShield Premier for private hospitals, S$600,000 for PRUShield Plus for class A wards and below in public restructured hospitals, and S$150,000 for PRUShield Standard for class B1 wards and below in public restructured hospitals
  • Full “As Charged” coverage for MediShield-approved surgeries listed in the table of surgical procedures from Table 1A to 7C, and includes day surgeries that does not require you to be warded overnight
  • Coverage for treatments or follow-up treatments related to your inpatient hospitalisation stay for 180 days pre-hospitalisation and 365 days post-hospitalisation
  • Coverage for outpatient radiotherapy, chemotherapy, immunotherapy cancer treatments, kidney dialysis and erythropoietin
  • Other benefits include emergency overseas medical treatments, congenital abnormalities, inpatient psychiatric treatment, inpatient accidental dental treatments, and short stay wards
  • Claims-based pricing: Premiums will not rise year-on-year and will remain as stipulated in your policy contract’s schedule of premiums unless you make a claim – which will increase as stipulated in the claims multiplier table
  • PRUExtra series of riders grants you access to specialists and hospitals under the PRUPanel Connect medical concierge for easy appointment bookings

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