Standard Chartered Debt Consolidation Plan

Updated 20 March 2019
4.50%Interest Rate (EIR 8.64% p.a.)
S$199Processing Fee
$946Monthly Instalments
Get S$100 Bonus Cashback
  • Earn S$100 Bonus Cashback when your loan gets approved. No minimum Loan amount or interest rate applied
  • Eligible for applications from 15-31 March 2019
  • Click here for the S$100 Bonus Cashback promotion T&Cs
Key features
Key Features
  • Get S$100 Cashback when your loan is approved
  • Enjoy as low as 4.50% p.a. interest rates
  • Loan tenure of 3-10 years
  • Only one-time processing fee of S$199
Repayment Summary

Principal Loan Amount


Loan Tenure

3 years

Interest Rate (per annum)


Monthly Instalments


Total Amount Payable


Total Interest Payable



Citizenship Status

Singaporean / PR

Age Requirement

18 years old or above

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income


Fees & Charges

Processing Fee


Restructuring Fee


Late Payment Fee


Partial Repayment Penalty

No partial repayment allowed

Full Repayment Penalty

S$250 or 5% of the outstanding principal, whichever is higher

MoneySmart lists Debt Consolidation Plan products that range between a minimum of 1 to a maximum of 10 years. The effective interest rate (EIR) of loan products on our site range from 8.54% p.a. to up to 11.08% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$315/month for a S$10,000 Debt Consolidation Plan with a loan tenure of 3 years at 4.50%pa Interest Rate (8.64% EIR). This would equate to a total payment of S$11,549 over 3 years. Please view each Debt Consolidation Plan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).

Standard Chartered Debt Consolidation Plan

Standard Chartered Debt Consolidation Plan