Get the Best DBS Debt Consolidation Plan Interest Rates for 2019 Now!

Updated 11 November 2019

Get the latest DBS Debt Consolidation Plan interest rates for Singapore on See how DBS Debt Consolidation Plan compares against other banks and apply instantly online.

Edit Loan Details

Loan Details

DBS Debt Consolidation Plan

DBS Debt Consolidation Plan


Interest Rate
(EIR 8.65% p.a.)


Total Amount Payable


Processing Fee


Per Month

  • Get 3% Cashback on Approved Loan Amount
Key Features
  • Consolidate your outstanding across all banks with DBS Debt Consolidation Plan
  • Enjoy interest rate as low as 3.98% p.a.
  • Loan tenure of 1 - 8 years
  • Bonus: 3% cashback on your approved loan amount when you refinance with DBS today
Loan Details
Citizenship StatusSingapore
Minimum Annual Income$30,000
Maximum Loan Tenure8 years
Processing FeeS$99
Repayment Summary
Principal Loan Amount$30,000
Interest Rate (p.a)4.58%
Loan Tenure3 years
Total Interest Payable$4,122
Total Amount Payable$34,221
Monthly Instalments$948

MoneySmart lists Debt Consolidation Plan products that range between a minimum of 1 to a maximum of 10 years. The effective interest rate (EIR) of loan products on our site range from 7.70% p.a. to up to 11.08% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

For example, you would need to pay S$311/month for a S$10,000 Debt Consolidation Plan with a loan tenure of 3 years at 3.98%pa Interest Rate (7.70% EIR). This would equate to a total payment of S$11,393 over 3 years. Please view each Debt Consolidation Plan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).