3.99%

Interest Rate*

^S$33,591

Total Amount Payable

^S$0

Processing Fee

All Details

• Key Features

  • No processing fees at all

  • Choose loan tenure from 3-5, and 7 years

  • Get a credit card with a limit of 1X your monthly income

  • Complimentary protection insurance coverage of up to S$160,000

  • Total interest-bearing outstanding balances on credit cards and personal loans must be at least 12X your monthly income

  • If this your first DCP, your loan amount approved/disbursed will be the outstanding bills and interest, plus 5% on top of that. E.g. A first DCP loan of $30k, the loan amount approved/disbursed will be $31.5k

Eligibility

Citizenship Status	Singaporean / PR
Age Requirement	21 years old and above
Employment Status	Salaried Employee, Variable/Commission-based Employees or Self Employed
Minimum Annual Income	S$30,000

Other Fees and Charges

Late Payment Fee	Rate/amount specified in your Approval Letter will apply until payment in full is received by the bank
Partial Repayment Penalty	No partial prepayment allowed