UOB PRVI Miles American Express Card
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Get a SURE-WIN S$30 Cash for New-To-UOB customers who apply and make just one eligible transaction within 30 days from approval. T&Cs apply.
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
MoneySmart Exclusive Promotion is valid from 12-June-2026 to 30-June-2026
Customers need to apply through MoneySmart to be eligible.
MoneySmart Exclusive Gift: Make at least 1 transaction (no min. spend) within 30 days from card approval date
MoneySmart Exclusive Promotion is only applicable for New-to-UOB credit card customers only
Log into your MoneySmart account and submit a claim by 30th July 2026 in order to qualify for our MoneySmart Exclusive offers.
WHAT YOU NEED TO KNOW
[Baseline Gift]
All Eligible Customers who meet the criteria will receive S$30 Cash via PayNowMoneySmart Exclusive Gift will be fulfilled 6 months after the end of the campaign period month (30 June 2026)
Card Details
Good For
Frequent travellers who want to maximise miles earned on overseas spending and enjoy complimentary lounge access.
Cardholders making large purchases like holiday bookings or home furnishings, seeking to earn substantial miles without spending caps.
Professionals who travel within Southeast Asia, benefiting from bonus miles on spending in Indonesia, Malaysia, Thailand, and Vietnam.
Things To Note
A high 27.8% interest rate applies if you don't pay your balance in full.
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UOB PRVI Miles American Express Card Benefits 2025
If you're passionate about travel and enjoy accumulating miles effortlessly, this card might be ideal for you, as it has no earning cap. Let's explore whether this card fits your lifestyle and spending habits by examining its requirements, advantages, and disadvantages before you decide to sign up.
Pros & Cons Of UOB PRVI Miles AMEX Card
Pros
- Up to 8 miles (UNI$20 per S$5 spend) for every S$1 spent on major airlines and hotels booked via Expedia and Agoda through the UOB PRVI Miles website
- Up to 3 miles (UNI$7.5 per S$5 spend) per S$1 spent overseas including online shopping
- 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
- No limits on earned miles as there’s no cap
- First year annual fee waiver
- Exclusive UOB PRVI Miles American Express® Travel Benefits, including 20,000 loyalty miles and complimentary Tablet Plus membership (worth USD 99 per year)
- Complimentary travel insurance with coverage of up to S$50,000 for Emergency Medical Evacuation & Repatriation, and up to S$500,000 for Public Conveyance Personal Accident
- Discounts on fuel purchases at Shell with up to 14% off, and at SPC with up to 15% off
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like OCBC 90°N Visa Card and American Express Singapore Airlines Business Credit Card
- Annual fee of $261.60 which is higher than many other miles credit cards in the market like the DBS Altitude Visa Signature Card and HSBC Revolution Card
Find Out More About The UOB PRVI Miles Card In Our Blog Review!
Compare UOB PRVI Miles AMEX Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card
When comparing these three credit cards, you'll notice differences in key factors such as interest rates, annual fees, minimum annual income requirements, and air miles benefits.
Additionally, the UOB PRVI Miles AMEX Card offers above-average earning rates, providing 1.4 miles per dollar spent locally, 2.4 miles per dollar spent overseas, and an attractive 6 miles per dollar for spending on Expedia and Agoda.
In summary, if you are a frequent traveler and avid miles collector, the UOB PRVI Miles AMEX Card allows you to maximise benefits with no cap on earned miles. However, if you anticipate traveling less in the near future, the other two cards might be more suitable for you.
Credit Card With Complimentary Travel Insurance Coverage
Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:
- Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
- Medical emergencies: Coverage for medical expenses incurred while travelling.
- Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
- Travel delays: Compensation for unexpected delays during your journey.
- Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
- Rental car coverage: Protection against damages or theft to your rental vehicle.
- Accidental coverage: Protection against unforeseen accidents during your trip.
Discover More About Credit Cards With Complimentary Travel Insurance
UOB PRVI Miles AMEX Card Application
Here are 3 simple steps to apply for the UOB PRVI Miles AMEX Card
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our UOB Lady's Solitaire Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Receive your UOB PRVI Miles AMEX Card
You’ll be able to activate your UOB PRVI Miles AMEX Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Read About The Best Air Miles Cards Here!
Frequently Asked Questions About UOB PRVI Miles AMEX Card
Are there any fees if I apply for the UOB PRVI Miles AMEX Card?
- UOB PRVI Miles AMEX Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the UOB PRVI Miles AMEX Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI Miles AMEX Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).