Consistent high spenders (min $2,000 a month) can get the maximum 5% cash rebate on everything. Cashback is not limited to any categories, but you need to spend at least $500 every month in the quarter to get the rebate.
Up to 10%
Cash Back on Daily Essentials
Rebate Cap per quarter
Min. Spend per month, per quarter
MoneySmart Exclusive

Apply and spend S$500 monthly for the first 2 consecutive months to get S$200 Cash via PayNow OR Apple Airpods Gen 3 (worth S$269) (First 200 applicants) or S$50 Cash via PayNow (201 applicant onwards). T&Cs Apply.

Valid until 30 Nov 2022 - See more details below

Are you eligible?

    • Promotion is valid from 16-Nov-2022 to 30-Nov-2022

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account so you can submit a claim.

  2. Make S$500 worth of eligible transactions for the first two consecutive months.

  3. Gift Options: S$200 Cash via PayNow OR Apple Airpods Gen 3 (worth S$269) (First 200 applicants) OR S$50 Cash via PayNow (201 applicant onwards)

  4. Please note that gift will typically be fulfilled approximately 4 to 5 months after the end of the campaign (30 November 2022).

Claim Form

Quick Facts

Get the maximum value by

If you are not confident of hitting the minimum spend every month without fail, go for the lower maintenance cards

Good for

People who don't mind tracking their expenses to get the max cash back

Categories to maximise this card

All categories. An additional 5% bonus cash back for Grab

What people use it for

Fixed recurring expenses like subscriptions and bills

Get if

You have consistent spending (e.g. S$500 or S$1,000 or S$2,000) and you don't mind tracking your monthly expenses to give you the maximum cash back

All Details

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