Consistent high spenders (min $2,000 a month) can get the maximum 5% cash rebate on everything. Cashback is not limited to any categories, but you need to spend this amount every month in the quarter to get the rebate.
Up to 10%
Cash Back on All Daily Essentials
S$300
Rebate Cap per quarter
S$2,000
Min. Spend per month, per quarter

Quick Facts

Get the maximum value by

If you are not confident of hitting the minimum spend every month without fail, go for the lower maintenance cards

Good for

People who don't mind tracking their expenses to get the max cash back

Categories to maximise this card

All categories. An additional 5% bonus cash back for Grab

What people use it for

Fixed recurring expenses like subscriptions and bills

Get if

You have consistent spending (e.g. $500 or $1,000 or $2,000) and you don't mind tracking your monthly expenses to give you the maximum cash back

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.