UOB Lady's Card
- S$5 = 10X UNI$
- on All Categories
- N/A
- 0
- Min. Spend
Quick Facts
Get the maximum value by
Choosing the right 10X bonus points category to suit your spending habits
Good for
Individuals who spend consistently and know which category to maximize their 10X bonus points
Categories to maximise this card
Beauty, dining, entertainment, groceries, fashion, transport, travel
What people use it for
A credit card to maximize spending in specific categories; to accumulate rewards points or air miles
Get if
You spend consistently in specific categories; enjoy accumulating and redeeming points and miles
All Details
10X UNI$ (or 20 miles) per S$5 spent on your preferred category with no min. spend required. Choose from Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport and Travel
Flexibility to change your category every quarter.
Valid for online, in-stores, local and overseas spend.
UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees
Free e-Commerce protection for online purchases up to USD$200
Up to 2.5% p.a. bonus interest with UOB One Account
High female cancer coverage of up to S$200,000 sum assured with UOB Lady's Savings Account
UOB Lady LuxePay: Apply for a 6 or 12 month installment plan for transactions made online, in-stores, and in departmental stores to shoes and bags retailers worldwide with a minimum spend of S$500
S$150 Administration fee for card account closure or early repayment applies
Base earn rate: 1 UNI$ per S$5 spent
UNI$1 is awarded for every S$5 spend
Select your category(ies) to earn Bonus 9X UNI$
Bonus 10X UNI$ points capped at 1,800 per calendar month, equivalent to S$1,000 spent per calendar month
Convert your UNI$ into air miles at the conversion rate of UNI$1 = 2 miles
Choose from 7 transaction categories
Beauty and wellness: Sephore, Browhaus, Clarins, Nars, Strip, Damai Spa, St. Gregory Spa, Spa Esprit, BEATX Studio, bbounce Studio
Dining: Crystal Jade, Deliveroo, Din Tai Fung, Foodpanda, Haidilao, Imperial Treasure, Long Beach Seafood, Peach Garden, Starbucks, Sushi Tei, and more
Entertainment: Cathay Cineplexes, Golden Village, Shaw Theatres, Sistic, Zouk, KPO, Indochine, Harry’s, No. 5 Emerald Hill, Party World KTV, and more
Family: Cold Storage, DON DON DONKI, FairPrice, Giant, Meidi-Ya, RedMart, Chateau de Sable, Petit Bateau, Gingersnaps, Kiddy Palace, Motherswork, and more
Fashion: ASOS, Chanel, Charles & Keith, Isetan, Lazada, Louis Vuitton, Reebonz, Takashimaya, Tangs, Uniqlo, Zara, and more
Transport: Caltex, Esso, Shell, SPC, Grab, ComfortDelGro Taxi, SMRT Taxi, Premier Taxis, Batam Fast Ferry, Bintan Resort Ferries, and more
Travel: Agoda, AirAsia, Airbnb, ANA, Cathay Pacific, Emirates, EVA Air, Expedia, Jetstar, Korean Air, Scoot, Singapore Airlines, and more
Bonus transaction category can be changed anytime and will take effect every quarter: Jan to Mar, Apr to Jun, Jul to Sep, Oct to Dec
UOB UNI$ Rewards points terms and conditions: General exclusions such as payments via AXS, EZ Link, PayPal, YouTrip, and bill payments, instalment plans, cash advance, payments to property, insurance, financial, educational, and governmental transactions will not qualify for UNI$ rewards points
10X UNI$ (or 20 miles) per S$5 spent on Family (Grocery + Kidswear) with no min. spend required
Flexibility to change your category every quarter
Valid for online, in-stores, local and overseas spend
10X UNI$ (or 20 miles) per S$5 spent on Entertainment with no min. spend required
Flexibility to change your category every quarter
Valid for online, in-stores, local and overseas spend
S$1 = 4 miles on selected categories, valid for online, in-store, local and overseas spend
No min. spend, capped at 1800 UNI$ (or 3600 miles) per calendar month, which is equivalent to S$1000 spent
Convert your UNI$ into air miles at the conversion rate of UNI$1 = 2 miles
10X UNI$ (or 20 miles) per S$5 spent on Dining with no min. spend required
Flexibility to change your category every quarter
Valid for online, in-stores, local and overseas spend
10X UNI$ (or 20 miles) per S$5 spent on Fashion with no min. spend required
Flexibility to change your category every quarter
Valid for online, in-stores, local and overseas spend
10X UNI$ (or 20 miles) per S$5 spent on Fashion with no min. spend required
Flexibility to change your category every quarter
Valid for online, in-stores, local and overseas spend
1-for-1 hotel buffet promotions including Triple Three at Mandarin Orchard Singapore, Sun's Cafe, Hotel Grand Pacific Singapore, Window on the Park, Holiday Inn Singapore Orchard City Centre, Azur, Crowne Plaza Changi Airport and more
10X UNI$ (or 4 miles) per S$5 spent on dining
Annual Principal Fee S$192.60 Supplementary Annual Fee S$96.30 Fee Waiver First year waived Interest Free Period 21 days Annual Interest Rate 25.90% Late Payment Fees S$100 Minimum Monthly Repayment 3% or S$50, whichever is greater Foreign Currency Transaction Fee 3.25% Foreign Check Fee N/A Cash Advance Transaction Fee 8% of S$15, whichever is greater Overlimit Fee S$40 Singaporean/PR Minimum Income S$30,000 Non-Singaporean Minimum Income S$40,000 Mastercard MasterCard PayPass Apple Pay Samsung Pay Google Pay UOB Mighty Pay Claim Form Claim Here Terms and Conditions Read Now MoneySmart Exclusive Online Promotion Promo Terms & Conditions Check Eligibility
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