UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Unlimited 1.7% Cashback

UOB Absolute Cashback Card

UOB Absolute Cashback shines with its straightforward 1.7% cashback on almost everything, local or overseas – ideal if you dislike tracking categories. While NETS transactions and specific spend like utilities earn a lower 0.3%, the lack of minimum spend and cashback caps are a huge plus. This card suits those seeking simplicity and high cashback on big-ticket items like electronics or home furnishings.
1.7%
Cash Back on Eligible Spend
S$0
Min. Spend per month
Unlimited
Cash Back Cap

Apply now and redeem any of these:

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Apply for UOB Absolute Cashback Card
MoneySmart Exclusive
Reward image

S$60 Cash via PayNow

Reward image

S$60 Cash via PayNow

MoneySmart Exclusive

[MoneySmart Offer]
Get guaranteed S$60 Cash - when you are a New-To-UOB customer and spend S$500 within 30 days! T&Cs apply.
 
Dive into spooktacular Halloween rewards with MoneySmart! Each day, the first 10 fastest claimants snatch exclusive Flash Deal prizes—from iPhone 18 Pro, MacBook Neo, Switch 2, PS5 and more—on top of your baseline reward!
 
[UOB Stackable Offer]
Get a Samsonite EVOA Z Spinner 25” Expandable (worth S$600) when you spend min. S$1,000 worth of eligible spend on the card per month for 2 consecutive months from card approval date. T&Cs apply.

Valid till 31 Oct 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive Promotion is valid from 10-October-2026 to 31-October-2026

  • Customers need to apply through MoneySmart to be eligible.

  • MoneySmart Exclusive Gift: Spend at least S$500 worth of eligible transactions within 30 days from card approval date

  • UOB Welcome Offer Gift: Spend a minimum of S$1,000 worth of Eligible Transactions per month, for 2 consecutive months to be eligible for the reward

  • MoneySmart Exclusive Promotion and UOB Welcome Offer is only applicable for New-to-UOB credit card customers only

  • Log into your MoneySmart account and submit a claim by 30th November 2026 in order to qualify for our MoneySmart Exclusive offers.

WHAT YOU NEED TO KNOW

  1. [Baseline Gift]
    All Eligible Customers who meet the criteria will receive S$60 Cash via PayNow

  2. [MoneySmart Halloween Ghost Gifts Promotion 2026]
    This Halloween, unlock a treasure trove of ghostly gifts just for you! Claim your spooky reward like the Apple iPhone 18 Pro, MacBook Neo, Sony PlayStation 5, Nintendo Switch 2, Apple Watch Series 12, or Apple AirPods 5 — or simply grab S$5 cash via PayNow! Hurry, these ghoulish treasures vanish after October 31st, so don't miss out on your ultimate Halloween treat!

  3. [MoneySmart Halloween Ghost Gifts Promotion 2026]
    Be among the first 10 eligible customers each day during 10-31 October 2026 to submit the MoneySmart Claim Form, to qualify for Flash Deal prizes

  4. MoneySmart Exclusive Baseline Gift will be fulfilled 6 months after the end of the campaign period month (31 October 2026)

T&CsFAQClaim Form

Card Details

Good For

Cashback-focused individuals seeking 1.7% unlimited returns across all local and overseas retail spends, including big-ticket purchases.
Ideal for those who dislike minimum spend requirements, maximizing cashback on everyday expenses without exclusions, beyond typical spending categories.
Perfect for users wanting a straightforward cashback card with automatic statement offsets, eliminating complex calculations or redemption processes.

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Why Trust MoneySmart 💡

MoneySmart helps Singaporeans compare verified financial products side-by-side, so you find the best credit card, loan, insurance and other personal finance products for your needs—before you apply, not after. As an MAS-licensed platform with over 15 years in the market and a 4.4/5 Google rating from more than 2,000 reviews, we surface exclusive sign-up bonuses and deals you won't find by going directly to a provider—with faster gift fulfilment and flexible redemption on top.

Find Out More About The UOB Absolute Cashback Card In Our Blog Article!

Read Card Review

Frequently Asked Questions About UOB Absolute Cashback Card

Are there any fees if I apply for the UOB Absolute Cashback Card?

The UOB Absolute Cashback Card charges an annual fee of $196.20 (first year waiver available) and other fees like late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB Absolute Cashback Card?

If you’re a Singapore Citizen, Permanent Resident (PR), you’re eligible to apply for the UOB Absolute Cashback Card, as long as you’re aged between 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).