Earn up to 4,775 SmartPoints or up to S$370 Cash via PayNow when you apply and meet the relevant spend criteria! T&Cs apply.
Use 4,775 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$142 on top of your earned SmartPoints.
Promotion is valid from 01-June-2024 to 15-June-2024
Applicable for New-to card holders only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 15th July 2024
Tier 1 Rewards: Receive up to S$300 Cash via PayNow or 3,700 SmartPoints when you spend a min. of S$500 in Eligible Transactions within 1 month from card approval date.
- S$280 Cash via PayNow
- Extra S$20 Cash via PayNow when you use EasyPay
Tier 2 Rewards: Receive up to S$370 Cash via PayNow or 4,775 SmartPoints when you
- spend a min. of S$500 in Eligible Transactions within 1 month from card approval date
- AND spend a min. of S$800 in Eligible Transactions within the following calendar month after the initial 1st calendar month from the Credit Card’s approval date
- S$330 Cash via PayNow
- S$20 Cash Bonus via PayNow
- Extra S$20 Cash via PayNow when you use EasyPay
In order to qualify for the extra S$20 Cash via PayNow when you use EasyPay:
- Make additional transactions totaling above S$150 on top of fulfilling the spending criteria for the MoneySmart Reward
- AND use EasyPay to split the transactions into interest-free installments.
Use 4,775 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With 4,775 SmartPoints* earned, you can redeem:
- Apple 13-inch MacBook Air | Top up $947 more only
- Apple iPad (10th Gen) | Top up $137 more only
- Nintendo Switch OLED | Redeem in full
- Hinomi Q1 Ergonomic Chair| Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (30 June 2024).
MoneySmart exclusive rewards do not stack with external or third-party promotions. See T&Cs for details.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Here are 3 simple steps to apply for the Standard Chartered Simply Cash Credit Card
Start by simply clicking on our Standard Chartered Simply Cash Credit Card application link.
When you choose to apply online via Standard Chartered’s website using SingPass MyInfo, Standard Chartered will pull your identity and income data from SingPass (which is already verified), thus reducing the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for Standard Chartered to approve your credit card application. This list of documents include:
You’ll be able to activate your Standard Chartered Simply Cash Credit Card through the SC Mobile Singapore App and create your 6-digit Unlock Code to secure your credit card transactions.
SCB Simply Cash Credit Card | OCBC Great Eastern Cashflo Card | Citi Cash Back + Card |
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Interest rate: 26.90% | Interest rate: 27.78% | Interest rate: 26.90% |
Annual fee: $196.20 (incl. 9% GST, first and second year waiver available) | Annual fee: $162 (Waiver available) | Annual fee: $196.20 (incl. 9% GST) for Year 1 (First year waiver available) |
Cash back benefits:
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| Cash back benefits:
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