3% Cash Rebate

on Local MasterCard contactless transactions

3% Cash Rebate

on Online Transactions

S$1 = 1 SAFRA Point

Spend to SAFRA Points Conversion

All Details

• Key Features

  • Enjoy up to 3% cash rebate on your local Mastercard contactless transactions and online shopping!

  • 3% cash rebate* on your local Mastercard contactless transactions (including bus/train rides via SimplyGo)

  • 3% cash rebate* on online transaction

  • 0.3% cash rebate* on all other retail transactions

  • Exclusive access to 6 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 6 SAFRA Clubhouses.

  • Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates.

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Annual Interest Rate and Fees

Annual Principal Fee	S$194.40
Supplementary Annual Fee	S$97.20
Fee Waiver	First year waived
Interest Free Period	25 days
Annual Interest Rate	26.80%
Late Payment Fees	S$100
Minimum Monthly Repayment	3.00% or S$50, whichever is greater
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% or S$15, whichever is greater
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Mastercard

Wireless Payment

MasterCard PayPass
Apple Pay
Samsung Pay
Google Pay
Mastercard Contactless

Rewards Redemption Documents

Terms and Conditions	https://www.dbs.com.sg/iwov-resources/pdf/cards/safra-dbs-credit-card-cash-rebate-programme-tnc.pdf

MoneySmart Promotions

MoneySmart Exclusive
Online Promotion

Product Documents

Promo Terms & Conditions	https://www.dbs.com.sg/iwov-resources/pdf/cards/safra-dbs-credit-card-cash-rebate-programme-tnc.pdf