MoneySmart Says

This card is great for those who just want a basic credit card. You get moderate cashback at Sheng Siong and Watsons, and if you hit the minimum spend, it has one of the highest cash back rates for online food delivery.

20.1%
Max. Savings at SPC
15%
Instant Discount at SPC
0.3%
Cash Back at all Other Petrol Stations

Online Promo

Get AirPods or S$200 cashback when you apply online and spend!

Valid till 30 Jun 2020

More Details
  • Step 1
  • Apply online for a DBS/POSB Credit Card, between 1 April to 30 June 2020 with one of the promo codes below:
  • DBSAIRPODS for AirPods with Charging Case (worth S$239)
  • DBS200CASH for S$200 cashback
  • Step 2
  • Charge the required min. spend of S$2,000 in 60 days from card approval date.
  • Applicable to new to bank cardmembers only.
  • For full Bank's T&Cs, click here

Quick Facts

Get the maximum value by

Spending a minimum of $800 per month to unlock extra cash back. However you still get some cash back even if you don't meet the minimum spend.

Good for

People who lead a thrifty lifestyle, who shop at Sheng Siong and Watsons.

Categories to maximise this card

Groceries (Sheng Shiong and Watsons), Bill payment, Online food delivery and Dining

What people use it for

Daily spending for families or individuals.

Get if

You don't spend a lot on your credit card and are OK with a basic cashback card.

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POSB Everyday Card

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