Earn 8% cashback on online/ contactless mobile transactions in SGD
Earn 8% cashback on Foreign Currency transactions
Earn 2% bonus cashback at selected Green Merchants: SimplyGo, BlueSG, Scoop Wholefoods and more.
0.3% cashback on other eligible spends
To enjoy the cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month
If you spend less than S$800, a flat 0.3% cashback is awarded
Min. annual spend of S$10,000 from date of approval to qualify for automatic annual fee waiver
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Earn 8% cashback on online/ contactless mobile transactions in SGD
Earn 2% bonus cashback at selected Green Merchants: SimplyGo, BlueSG, Scoop Wholefoods and more.
0.3% cashback on other eligible spends
To enjoy the cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month
Earn 8% cashback on online/ contactless mobile transactions in SGD
Earn 8% cashback on Foreign Currency transactions
Earn 2% bonus cashback at selected Green Merchants: SimplyGo, BlueSG, Scoop Wholefoods and more.
0.3% cashback on other eligible spends
To enjoy the cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month
If you spend less than S$800, a flat 0.3% cashback is awarded
Annual Principal Fee
S$196.20 (First 2 Years Fee Waived)
Supplementary Annual Fee
S$98.10 (First 2 Years Fee Waived)
Fee Waiver
Available
Interest Free Period
23 days
Annual Interest Rate
27.78%
Late Payment Fees
S$100
Minimum Monthly Repayment
3% or S$50, whichever is higher
Foreign Currency Transaction Fee
3.25%
Foreign Check Fee
N/A
Cash Advance Transaction Fee
8% or $15, whichever is higher
Overlimit Fee
N/A
Singaporean/PR Minimum Income
•At least S$30,000 for Singaporeans and Singapore PRs aged between 21 and 54 •At least S$15,000 for Singaporeans and Singapore PRs aged above 55
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
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