Up to 10%

Cash Back

^S$100

Cash Back Cap per month

^S$800

Min. Total Spend per month

All Details

• Key Features

  • Minimum Total of $800 Spend

  • Up to 8% Cashback on all local online spending, or on FX spending

  • Receive additional 2% Cashback when you shop at selected Green Merchants (Scoop Wholefoods, Little Farms, SimplyGo, BlueSG)

  • S$100 Cap monthly

  • 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

  • 2 Years Fee Waiver for Supplementary Card

Entertainment

Very Good

• Up to 8% Cashback for Mobile Payments

• Additional 2% Cashback for Contactless Payment at selected Green Merchants (like SimplyGo and BlueSG)

• S$100 Cap monthly

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Online Shopping

Very Good

• 8% Cashback on all local online purchases and purchases made in foreign currency.

• Minimum Total of $800 Spend

• Up to 8% Cashback for Mobile Payments

• Receive additional 2% Cashback when you shop at selected Green Merchants (Scoop Wholefoods, Little Farms)

• S$100 Cap monthly

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Cash Back

Very Good

• 8% Cashback on in Store Mobile Contactless Payments and Foreign Currency Spending

• Up to 8% Cashback for Mobile Payments

• S$100 Cap monthly

• 2 Years Fee Waiver for Principal Card, Subsequent Years Waived with Min. Spend of S$10,000 p.a.

Annual Interest Rate and Fees

Annual Principal Fee	S$0 for first 2 years, then S$80 a year from 3rd year
Supplementary Annual Fee	S$0 for first 2 years, then S$40 a year from 3rd year
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	26.88%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$45,000

Card Association

Visa

Wireless Payment

Visa Contactless
Apple Pay
Samsung Pay
Google Pay

Rewards Redemption Documents

Terms and Conditions	Read Now

MoneySmart Promotions

Online Promotion

Product Documents

Promo Terms & Conditions	Read Now