OCBC 90°N Card
MoneySmart Exclusive
Earn Miles That Don't Expire
Earn Miles That Don't Expire

OCBC 90°N Card

The OCBC 90°N Card suits frequent travellers wanting flexibility. Miles don't expire and transfer to multiple airline/hotel partners, offering redemption choice. Earn rates are decent, especially on overseas spend. The renewal bonus offsets the annual fee, provided you pay it. Consider if you'll use the miles, as waiving the fee forfeits the bonus. The LED light is a novelty, but the e-commerce protection offers practical online shopping security.
S$1 = Up to 7 Miles
on Agoda accommodations worldwide
S$1 = 2.1 Miles
on Foreign Currency spend
S$1 = 1.3 Miles
on Local spend

Apply now and redeem any of these:

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MoneySmart Exclusive
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S$250 Cash via PayNow

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S$250 Cash via PayNow

Only $17 with SmartPoints
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Apple Watch SE 3, 40mm (GPS, Midnight Aluminium Case with Midnight Sport Band)

4070 SmartPoints

worth S$349

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Apple Watch SE 3, 40mm (GPS, Midnight Aluminium Case with Midnight Sport Band)

4070 SmartPoints

worth S$349

FREE with SmartPoints
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Apple AirPods Pro 3

3900 SmartPoints

worth S$349

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Apple AirPods Pro 3

3900 SmartPoints

worth S$349

FREE with SmartPoints
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LEVEL8 Polaris Trolley Luggage Case (20-inch, Black)

4055 SmartPoints

worth S$579

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LEVEL8 Polaris Trolley Luggage Case (20-inch, Black)

4055 SmartPoints

worth S$579

FREE with SmartPoints
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Omnidesk Essential Electric Height-Adjustable Desk (Black)

3280 SmartPoints

worth S$369

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Omnidesk Essential Electric Height-Adjustable Desk (Black)

3280 SmartPoints

worth S$369

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View more rewards

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MoneySmart Exclusive

Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.

Valid till 15 Jun 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive Promotion is valid from 01-June-2026 to 15-June-2026

  • Applicable for New-to card holders only

  • Customers need to apply through MoneySmart to be eligible,

  • Charge at least S$400 worth of Qualifying Transaction to your card within 30 days of your application being approved

WHAT YOU NEED TO KNOW

  1. Log into your MoneySmart account and submit your claim within 4 weeks when you receive your Unique Redemption Code from OCBC.

  2. OCBC will send the Unique Redemption Code via SMS within 4 calendar month after you have met the minimum spend criteria.

  3. Use 3,900 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  4. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  5. Please note that all rewards (Cash or SmartPoints) will typically be fulfilled 8 - 10 weeks after the submission of Claim Form to MoneySmart.

  6. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

T&CsFAQClaim Form

Card Details

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