MoneySmart Says

This card covers many categories, and it's plus point is that it doesn't restrict on specific merchants. It has one of the highest cash back for recurring telco bills at 3% cash back. It also has cashback when you make online travel bookings, like plane tickets, hotel and tour bookings, and online travel booking engines.

Up to 23%
Max. Savings at Caltex or Esso
16%/14%
Instant Discount at Caltex / Esso
5%
Cashback at all Other Petrol Stations

Quick Facts

Get the maximum value by

Spending minimum of $800 per month on daily essentials like dining, petrol, groceries, and more.

Good for

Families or independent individuals who pay for their own groceries and bills

Categories to maximise this card

Dining, Food delivery, Groceries, Transport (Grab, Go-Jek, TADA and Comfort), Petrol (most discount at Caltax and Esso), Bills and Online travel

What people use it for

Families, daily spending

Get if

You use your card to pay for daily essentials and occasionally use it to book your trips online

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OCBC 365 Credit Card

OCBC 365 Credit Card