High Spend on Dining
This card covers many categories, and it's plus point is that it doesn't restrict on specific merchants. It has one of the highest cash back at 6% cashback for dining in the market. It also has 3% cashback when spending on categories like groceries, transport, and 5% cashback on fuel at all petrol stations.
Cashback on Everyday Dining
Cashback Cap per month
Min. Spend per month
MoneySmart Exclusive

Get a Apple Watch SE (GPS) 40mm (worth S$379) OR a Titan V1 7-Speed Foldable Bike (worth S$399) OR S$330 eCapita Vouchers OR S$300 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spend within 30 days of card approval. T&Cs apply

Valid until 07 Oct 2023 - See more details below

Are you eligible?

    • MoneySmart Exclusive promotion is valid from 01-October-2023 to 07-October-2023

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible,

What you need to know

  1. Log into your MoneySmart account and submit your claim within 4 weeks when you receive your Unique Redemption Code from OCBC.

  2. OCBC will send the Unique Redemption Code via SMS when you have met the Qualifying Spend criteria

  3. Spend a min. of S$500 in Qualifying Spend within 30 days from card approval date

  4. Please note that gifts will typically be fulfilled approximately 5 months after the end of the campaign month (31 October 2023)

  5. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

Claim Form

Quick Facts

Get the maximum value by

Spending minimum of $800 per month on daily essentials like dining, petrol, groceries, and more.

Good for

Families or independent individuals who pay for their own groceries and bills

Categories to maximise this card

Dining, Food delivery, Groceries, Transport (Grab, Go-Jek, TADA and Comfort), Petrol (most discount at Caltax and Esso), Bills and Online travel

What people use it for

Families, daily spending

Get if

You use your card to pay for daily essentials and occasionally use it to book your trips online

All Details

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