S$1 = 5X Points

when Man. United wins Premier League

3%

Cash Rebate when Man. United wins Premier League

10%

Discount at selected Shopping & Dining

All Details

• Key Features

  • 1% unlimited cash rebate and 1X TREATS Points on all transactions

  • Up to 3% Cash Rebate and 5X TREATS points when Manchester United wins a Premier League match

  • First 2 years annual fee waived, enjoy subsequent waiver at a minimum spend of S$3,600 per year

Entertainment

Very Good

• Stand a chance to win a trip for two to watch Manchester United LIVE every football season

• 20% discount on Manchester United Stadium and Museum Tour tickets purchased at the Old Trafford Football Ground

• 10% discount on food and drinks at the Red Cafe, at Old Trafford

• On the day Manchester United wins in the English Premier League matches: Additional 4X TREATS Points for every S$1 spent, Additional 2% Cash Rebate (capped at S$20)

Online Shopping

Good

• 10% discount at the United Direct Online Megastore

• 1X TREATS Points for every S$1 spent

• 1% Unlimited cash rebate

Rewards

Good

• 1 TREATS Point for every S$1 spent in any currency

• TREATS Points will expire one year after the end of each quarter period in which they are earned

Overseas Spending

Good

• 1X TREATS Points for every S$1 spent

• 1% Unlimited cash rebate

• Get complimentary travel insurance coverage of up to S$300,000

Cash Back

Good

• 1% unlimited cash rebate on all transactions

• 1X TREATS Points for every S$1 spent on all transactions

Dining

Good

• 10% discount on food and drinks at the Red Cafe©, at Old Trafford

• 1X TREATS Points for every S$1 spent

• 1% Unlimited cash rebate

Annual Interest Rate and Fees

Annual Principal Fee	S$80 (2 years fee waiver)
Supplementary Annual Fee	S$0
Fee Waiver	Available with a minimum of S$3,600 spent
Interest Free Period	20 days
Annual Interest Rate	26.90%
Late Payment Fees	5% or minimum S$100, whichever is higher
Minimum Monthly Repayment	3% or minimum S$20, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5% or minimum S$15, whichever is higher
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60000. Malaysia Citizens (in employment for at least 1 year): S$45,000

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