Enjoy Instant Approval* | MoneySmart LUCKY DRAW
Lets you earn both cashback and miles at the same time, but you need to spend consistently (min. $600 a month) to get cashback. Cash rebates are on groceries, dining, and petrol.
Cash Back on Dining, Groceries, Petrol
Cash Rebate Cap per quarter
Min. spend monthly in a calendar quarter
MoneySmart Exclusive

SmartRewards: Your Points, Your Choice!
Redeem a wide variety of gifts from our Rewards Store, like an Apple iPad, Nintendo Switch OLED, Sony Headphones or MORE with 5,100 SmartPoints.  Alternatively, redeem up to S$350 Cash via PayNow.
Plus, secure your chances to win exciting prizes like a Rolex Submariner Steel 124060 (worth S$16,000), Apple MacBook Air M2 15 inch (worth S$1,899) or a PlayStation 5 (worth $669) by meeting card spend requirements. T&Cs apply.

Valid until 12 Jan 2024 - See more details below

Are you eligible?

    • Promotion is valid from 11-December-2023 to 12-January-2024

    • Applicable for New-to-HSBC cardholders only.

    • Customers need to apply through MoneySmart to be eligible

    • Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application.

What you need to know

  1. Log into your MoneySmart account and submit your claim by 12th February 2024

  2. Tier 1 Rewards: Receive either S$150 Cash via PayNow or 3,990 SmartPoints when you apply and charge a min. of S$500 in Qualifying Transactions from card account opening date to end of the following month.

  3. Tier 2 Rewards: Receive either S$350 Cash via PayNow or 5,100 SmartPoints when you apply and charge a min. of S$1,000 in Qualifying Transactions from card account opening date to end of the following month.

  4. SmartPoints* earned can be used to redeem any product from the Rewards Store here. For more information regarding SmartPoints, refer to our FAQ here.

  5. Use SmartPoints earned to redeem: Apple iPad 10.2-inch Wi-Fi 64GB (9th Gen) (5,040 SmartPoints) OR Nintendo Switch OLED (5,000 SmartPoints) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints) OR Apple Watch SE (GPS), 40mm (3,830 SmartPoints) OR Apple AirPods Pro 2nd Gen (USB-C) (3,630 SmartPoints) AND many other products!

  6. Stand a chance to win a Rolex Submariner Steel 124060 (worth S$16,000) OR an Apple 15-inch MacBook Air M2, 256GB (worth S$1,899) OR a Sony PlayStation 5 Digital Edition Console (worth S$669)! T&Cs apply.

  7. Earn up to 5 Lucky Draw chances when you charge a min. of up to S$1,000 in Qualifying Transactions.

  8. Please note that gifts will typically be fulfilled approximately 5 months after the end of the campaign month (31 January 2024).

  9. MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.

  10. *Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.

Claim Form

Quick Facts

Get the maximum value by

If you are not confident of hitting the minimum spend every month without fail, go for the lower maintenance cards

Good for

Families / individuals who spend in general categories and who consistently spend at least $600 a month

Categories to maximise this card

Local dining, groceries and petrol

What people use it for

Families and daily spending

Get if

You are looking for an all-purpose family-friendly card, you spend consistently $600 or more every month.

All Details

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