Earn 3,950 SmartPoints or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Use 3,950 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$219 on top of your earned SmartPoints.
Promotion is valid from 06-June-2024 to 20-June-2024
Applicable for New-to-HSBC cardholders only.
Customers need to apply through MoneySmart to be eligible
Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application.
Log into your MoneySmart account and submit your claim by 20th July 2024
Receive either S$150 Cash via PayNow or 3,950 SmartPoints when you apply and charge a min. of S$500 in Qualifying Transactions from card account opening date to end of the following month.
Use 3,950 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With 3,950 SmartPoints* earned, you can redeem:
- Apple iPad (10th Gen) | Top up $219 more only
- Apple 13-inch MacBook Air M2 | Top up $1,029 more only
- Apple AirPods (3rd Gen) | Redeem in full
- Samsung 27'' Smart M5 Monitor | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Please note that all rewards (Cash or SmartPoints) will typically be fulfilled approximately 5 months after the end of the campaign month (30 June 2024).
MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.
*Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
The HSBC Advance Credit Card stands out for its annual cashback potential of up to SGD4,000, and it is just one of HSBC's array of cashback credit cards. It extends cashback incentives across diverse spending categories, including dining, groceries, and recurring bills. Besides that, it offers supplementary advantages tailored for HSBC Advance banking clientele.
If you’re contemplating on getting the HSBC Advance Credit Card, let's delve into its prerequisites, advantages, drawbacks, and more, before you make a decision.
At the moment, the HSBC Advance Card offers the lowest minimum interest rate chargeable as compared to the Citi Cash Back + Card and Standard Chartered Simply Cash Card.
In terms of annual fee, all of the three cards charge the same rate. However, when it comes to cashback benefits, the HSBC Advance Card provides the best variety and better cashback rates than the other two cards, with its maximum tier offering 2 times more the cashback value than the Citi Cash Back + Card and Standard Chartered Simply Cash Card.
There's even a perpetual annual fee waiver for HSBC Advance Card holders who are also HSBC Everyday+ customers. Considering these factors, the HSBC Advance Card could be apt for you as long as you can hit a minimum of $2,000 in your spending every month and if you’re after its cashback benefits and discounts for spending on travel and lifestyle categories.
Interest rate: From 26.90%
Annual fee:$196.20 for Year 1 (first year waiver available)
Minimum annual income:
Interest rate: From 27.90%
Annual fee:$196.20 for Year 1 (first year waiver available)
Minimum annual income:
Interest rate: From 27.90%
Annual fee:$196.20 for Year 1 (first year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the HSBC Advance Credit Card
You may begin your application by clicking on our HSBC Advance Credit Card application link. When you choose to apply online or through the HSBC mobile app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents include:
You’ll be able to activate your HSBC Advance Card instantly through the HSBC mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback and other rewards with your HSBC mobile app!