Enjoy Instant Approval* | MoneySmart LUCKY DRAW
HSBC Advance Credit Card is a cash back credit card with 3 tiers of Cashback – base 1.5%, 2.5% with S$2,000 spend, and HSBC Everyday+ customers get additional 1% Cashback. Benefits include annual fee waiver, online shopping and dining offers, and welcome gifts. Minimum salary requirement is S$30,000.
Base Cashback
Cashback when you spend more than S$2,000
Bonus Cashback with HSBC Everyday+
MoneySmart Exclusive

SmartRewards: Your Points, Your Choice!
Redeem a wide variety of gifts from our Rewards Store, like an Apple iPad, Nintendo Switch OLED, Sony Headphones or MORE with 5,100 SmartPoints.  Alternatively, redeem up to S$350 Cash via PayNow.
Plus, secure your chances to win exciting prizes like a Rolex Submariner Steel 124060 (worth S$16,000), Apple MacBook Air M2 15 inch (worth S$1,899) or a PlayStation 5 (worth $669) by meeting card spend requirements. T&Cs apply.

Valid until 12 Jan 2024 - See more details below

Are you eligible?

    • Promotion is valid from 11-December-2023 to 12-January-2024

    • Applicable for New-to-HSBC cardholders only.

    • Customers need to apply through MoneySmart to be eligible

    • Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application.

What you need to know

  1. Log into your MoneySmart account and submit your claim by 12th February 2024

  2. Tier 1 Rewards: Receive either S$150 Cash via PayNow or 3,990 SmartPoints when you apply and charge a min. of S$500 in Qualifying Transactions from card account opening date to end of the following month.

  3. Tier 2 Rewards: Receive either S$350 Cash via PayNow or 5,100 SmartPoints when you apply and charge a min. of S$1,000 in Qualifying Transactions from card account opening date to end of the following month.

  4. SmartPoints* earned can be used to redeem any product from the Rewards Store here. For more information regarding SmartPoints, refer to our FAQ here.

  5. Use SmartPoints earned to redeem: Apple iPad 10.2-inch Wi-Fi 64GB (9th Gen) (5,040 SmartPoints) OR Nintendo Switch OLED (5,000 SmartPoints) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints) OR Apple Watch SE (GPS), 40mm (3,830 SmartPoints) OR Apple AirPods Pro 2nd Gen (USB-C) (3,630 SmartPoints) AND many other products!

  6. Stand a chance to win a Rolex Submariner Steel 124060 (worth S$16,000) OR an Apple 15-inch MacBook Air M2, 256GB (worth S$1,899) OR a Sony PlayStation 5 Digital Edition Console (worth S$669)! T&Cs apply.

  7. Earn up to 5 Lucky Draw chances when you charge a min. of up to S$1,000 in Qualifying Transactions.

  8. Please note that gifts will typically be fulfilled approximately 5 months after the end of the campaign month (31 January 2024).

  9. MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.

  10. *Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.

Claim Form

Quick Facts

Get the maximum value by

Signing up for card if you have or intend to open a HSBC Everyday Global Account customers get additional 1% HSBC Everyday+ Cashback to qualify for the highest 3.5% cashback rate

Good for

Homeowners and individuals with consistent expenditure between S$2,000 and S$2,800 per month

Categories to maximise this card

Every spend such as online, retail, and dining transactions

What people use it for

As an everyday card for daily transactions

Get if

You spend consistently, appreciate fuss-free automated cashback into your account, and enjoy lots of retail and dining deals and promotions

All Details

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