Get an Apple AirTag - 1 Pack (worth S$45.40) when you apply and spend a min. of S$100 within 30 days from card approval! T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Are you eligible?
MoneySmart Exclusive Promotion is valid from 01-October-2024 to 31-October-2024
Applicable for New to DCS Card Members only
Who is considered a "New to DCS Card Members only"?
A New-To Card Holder is someone who doesn't already have an existing credit card with the bank. Participants who have cancelled the Card previously for the same company are not eligible for the gift.
Customers need to apply through MoneySmart to be eligible
What you need to know
Gift Options: Apple AirTag - 1 Pack (worth S$45.40)
Charge a minimum of S$100 in eligible transactions within 30 days from card approval date.
Log into your MoneySmart account and submit your claim with your Application Number by 30th November 2024.
Please note that gifts will typically be fulfilled approximately 4-5 months after end of the campaign.
MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details
T&Cs
FAQ
Claim Form
All Details
Earn 2% cashback on all local and overseas spend with no minimum spend requirements, capped at S$200 cashback per calendar month
From 15 July till 30 Sep 2024, earn 5% cashback with a minimum spend of S$1,000. Visit dcscc.com/campaigns/UPI2024 for full details.
Scan and pay conveniently at any UnionPay QR Code-enabled merchants in over 40 destinations worldwide, including Mainland China, Hong Kong, Malaysia and Thailand
Free travel insurance coverage of up to S$1,000,000
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Earn 2% cashback on all local and overseas spend with no minimum spend requirements, capped at S$200 cashback per calendar month
From 15 July till 30 Sep 2024, earn 5% cashback with a minimum spend of S$1,000. Visit dcscc.com/campaigns/UPI2024 for full details.
Scan and pay conveniently at any UnionPay QR Code-enabled merchants in over 40 destinations worldwide, including Mainland China, Hong Kong, Malaysia and Thailand
Free travel insurance coverage of up to S$1,000,000
Annual Principal Fee
S$196.20 inclusive of GST (first year FREE)
Supplementary Annual Fee
S$98.10 inclusive of GST (first year FREE)
Annual Interest Rate
26.90%
Late Payment Fees
S$100 if the Minimum Payment is not received by Payment Due Date
Minimum Monthly Repayment
5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit
Singaporean/PR Minimum Income
Minimum income of S$30,000p.a. OR S$15,000p.a. (for age 55 & above)
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.