DCS Ultimate Platinum UnionPay
MoneySmart Exclusive

DCS Ultimate Platinum UnionPay

Earn 2%
Cashback on the first S$10,000 spent
S$0
Min. Spend
S$200
Cash Back Cap per month

Apply now and redeem any of these:

MoneySmart Exclusive

Unlock Up to S$430 in Welcome Rewards!


Spend S$500 within 30 days of card approval to unlock S$50 Voucher (Shopee/Lazada/Grab) and a 24" Caterpillar Industrial Plate Trunk Luggage (Worth S$380).


T&Cs apply: Welcome Gift T&Cs | Voucher T&Cs


[DCS November Promotions]
- Vouchers of up to $100 off on Lazada
- Vouchers of up to $45* off on Shopee
- Vouchers of up to S$150 off flights and hotels on Trip .com
- 12% off on Spend at Klook
- Up to 10% off Agoda flights, hotels and transports


[Additional Ongoing Benefits]
[NEW]+2% Bonus Cashback on Direct Hotels & Flight bookings [T&Cs]
- 7% off Agoda hotels
- Enjoy 0% Interest & Zero Processing Fees when you split your purchases into 3 or 6-month instalments with DConvert

Valid till 30 Nov 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive Promotion is valid from 05-November-2026 00:00 SGT to 30-November-2026 23:59 SGT

  • DCS Promotion is valid from 30-October-2026 to 30-November-2026

  • The promotion is only applicable for New-to-DCS credit card customers only

  • Customers need to apply through MoneySmart to be eligible

  • Log into your MoneySmart account and submit a claim by 30th December 2026 in order to qualify for our MoneySmart Exclusive offers.

WHAT YOU NEED TO KNOW

  1. MoneySmart Gift: Choose between S$50 GrabGifts Voucher or S$50 Shopee Voucher or S$50 Lazada Voucher when you spend a min. of S$500 in Eligible Transactions within 30 days from card approval date. Only valid for New-To-DCS Credit Card customers

  2. MoneySmart Exclusive Gift will be fulfilled 5 months after the end of the campaign period month (30 November 2026)

  3. Stackable DCS Gift: Get 24" Caterpillar Industrial Plate Trunk Luggage (Worth S$380) when you spend a min. of S$500 in Eligible Transactions within 30 days from card approval date. Only valid for New-To-DCS Credit Card customers. T&Cs apply

Card Details

Good For

Salaried professionals seeking generous cashback of up to 2% on all spends, both locally and overseas with no minimum spending.

UnionPay users who want to conveniently scan and pay at QR code-enabled merchants worldwide, including China, Hong Kong and Thailand.

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