DBS yuu Visa Card
DBS yuu Visa Card
- S$1 = 1X yuu Point
- No limit. No Cap.
- up to 30X yuu Points
- On your daily spend
- Unlimited
- Points Cap
For a limited time only till 06 June 2023, get up to S$350 cashback (New Cardmembers) or up to S$120 cashback (Existing Cardmembers) when you apply with promo code DBSYUU and make a min. spend of S$350 within 30 days of card approval. T&Cs apply.
Are you eligible?
- Promotion is valid till 06 June 2023
- Apply with promo code DBSYUU
- Spend a min. of S$350 within 30 days of card approval.
What you need to know
- Get up to $350 cashback when you are a New Cardmember.
- Get up to $120 cashback when you are a Existing Cardmember.
All Details
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DBS yuu Card Review 2023
DBS has been one of the leading financial services groups in Asia, serving about 19 markets globally today. With over half a century of experience in providing financial services for clients, DBS is committed to constantly innovating their products and services that range from personal finance to commercial and private banking, to cater to different needs.
The DBS yuu Card offers one of the most generous multi-brand rewards programmes around in Singapore and it gives you the opportunity to earn up to 30X yuu Points for your daily spending across several categories such as groceries, dining, health and beauty, telco and more. Let us take a look at the requirements, pros and cons and other relevant details of the DBS yuu Card before you decide if this card is suitable for you.
Pros & Cons
Pros
- Interest rate of 26.80%
- First-year annual fee waiver available
- Reasonable annual fee of $194.40 (as of May 2023)
- No minimum spend required
- 1 yuu point is awarded per $1 spent
- Up to 30X Points on participating yuu merchants
- Unlimited points cap
- 5% cash rebates with no min. spend no cap
- Additional bonus 13% cash rebates at over 1,000 participating yuu merchants (with a minimum spend of $600 per month)
- Convenient online application with SingPass
- Open to Singapore Citizens, PRs and foreigners with a Singapore Employment Pass aged 21 and above
Cons
- Supplementary card annual fee of $97.20
- Cash advance transaction fees
- Foreign currency transaction fee
- Overlimit fee
DBS yuu Card Requirements
| Singapore Citizens / PRs | Foreigners / Expats | |
|---|---|---|
| Age | 21 and above | 21 and above |
| Income | $30,000 | $45,000 |
| Documents required | For salaried employees:
For self-employed:
|
|
DBS yuu Card Application
Here are 3 simple steps to apply for the DBS yuu Card
Apply via MoneySmart’s Credit Cards page
You may begin your application by clicking on our DBS yuu Card application link.
When you choose to apply online via DBS website using SingPass MyInfo, DBS will pull your identity and income data from SingPass (which is already verified), thus reducing the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Provide all documentation required
You'll need to provide all the necessary documentation in order for DBS to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest 3 months computerised payslip
- Latest 12 month CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA), only applicable to new cardholder applicants who are self-employed or foreigners on a valid work pass
Activate your DBS yuu Card
You’ll be able to activate your DBS yuu through the DBS yuu App, link your card to your yuu account, scan your yuu ID using the yuu App to earn yuu points and pay cashless and conveniently at over 1,000 participating yuu merchants.
Frequently Asked Questions
How do I apply for a DBS yuu Card?
You can apply for the DBS yuu Card in 3 simple steps.
- Click "Apply Now" on the DBS yuu Card option on MoneySmart's credit card page
- Provide your NRIC or other identification details, latest 3 months' computerised payslip, latest 12 months' CPF Contribution History Statement, and latest Income Tax Notice of Assessment (NOA)
- Activate your DBS yuu Card via the DBS yuu App.
Am I eligible for the DBS yuu Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the DBS Vantage Card, as long as you’re aged between 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs), or $45,000 (for foreigners).
How do I earn yuu points with my DBS yuu Card?
- You’ll need to download the DBS yuu App from the Google Play Store or Apple App store and click the “sign-up” button which requires your phone number for verification. Thereafter, you’ll be able to scan the in-app “My ID” whenever you make a purchase at participating brands and earn yuu points which you can redeem for a wide range of rewards.
What are the late charges if I did not manage to pay my DBS yuu Card bill on time?
- Late payment charge is S$100 and additional interest will be calculated on a daily basis at the most updated EIR determined by DBS at the point of your late payment.
How do I redeem yuu points using my DBS yuu Card?
- Pick your preferred participating brands or merchants, head down to the store, open your DBS yuu App on your mobile phone and scan the in-app “My ID” to redeem any points you’ve earned from your previous purchases with your DBS yuu Card. You’ll also be able to redeem multiple rewards in the same transaction, including combining with other in-store offers.