ASCOTT MILLIONAIRE LUCKY DRAW | EXCLUSIVE TO CITI
Citi SMRT Card is an daily groceries and commuting cashback credit card with great benefits. This Visa card requires a low minimum spend of just S$500 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or vouchers.
5% Savings
on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
0.3% Savings
on Other Retail Spend
S$500
Min. Spend per month to earn max rebates
MoneySmart Exclusive

[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get S$350 Cash or 5,040 SmartPoints  in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
 
PLUS: Stand to win 50,000 SmartPoints in Rollin’ Rewards!
Enrol in our Rollin’ Rewards campaign for FREE and stand a chance to win 50,000 SmartPoints! That’s enough to redeem ANY item from our Rewards Store, such as a Sony BRAVIA 3 85-Inch 4K Ultra HD Google TV (worth S$5,799) + an Apple iPhone 16 Plus 128GB (worth S$1,399).

Valid until 09 Dec 2024 - See more details below

Are you eligible?

    • Promotion is valid from 1st December 2024 to 9th December 2024

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 9th January 2025

What you need to know

  1. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  2. Get an additional S$30 Trip.com Coupon on top of the base gift! The Trip.com Coupon consists of a S$30 Existing User Coupon. Refer to T&Cs for more details.

  3. [LUCKY DRAW]
    Score over S$24,500 worth of gifts:
    • 1x S$4,000 Flight Sponsorship AND 1,000,000 Ascott Star Rewards points (worth S$6,500)
    1x S$2,000 Flight Sponsorship AND 500,000 Ascott Star Rewards points (worth S$3,750)
    • 1x 2D1N Staycation at Ascott Orchard Singapore Studio Executive (worth S$1,100)
    • 5x 2D1N Staycation at Citadines Science Park Singapore One-Bedroom Executive (worth S$630 each)
    • 200x 20,000 Ascott Star Rewards points (worth S$50 each)
     T&Cs apply.

  4. To be eligible for the Ascott Lucky Draw, you must:
    - Grant marketing consent to receive the marketing material from MoneySmart and Ascott via email provided in the Claim Form
    - Be a new Ascott Star Rewards member
    - Must sign up for a new Ascott Star Rewards Account through the unique sign up link with unique Unique Referral Code ASRMSMIL by 17th February 2025.
    - Ensure that the email address provided in the Claim Form is the same email address linked to their registered Ascott Star Rewards Account.

  5. [Rollin’ Rewards] Enrol in Rollin’ Rewards by completing a simple 3-min questionnaire.

  6. [Rollin’ Rewards] This earns you 1 chance to score amazing prizes each month.

  7. [Rollin’ Rewards] Increase your chances of winning when you successfully meet the eligibility requirements of this Citi Credit Card, submit the claim form, and have it successfully approved.

  8. [Rollin’ Rewards] Didn’t win anything this month? You could win in the next—Not to worry, your chance(s) of winning will automatically be accumulated, and rolled over into next month’s draw. T&Cs apply.

  9. Use 5,040 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards like a Apple 13-inch MacBook Air at only S$920!

  10. With 5,040 SmartPoints* earned, you can redeem:
    - Apple 13-inch MacBook Air M2 | Top up $920 more only
    - Apple iPad (10th Gen) | Top up $110 more only
    - Apple iPad (9th Gen) | Redeem in full
    - S$360 GrabGifts Vouchers | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  11. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  12. Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20

  13. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  14. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Spending at least S$500 monthly across groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions.

Good for

Daily Singaporeans; young and budget-conscious individuals who love online shopping

Categories to maximise this card

Almost anything from groceries, online shopping, taxi rides (including private hire operators such as Grab and Gojek) and SimplyGo transactions

What people use it for

SimplyGo transactions, Groceries

Get if

You are looking for a low spend cashback card and you spend heavily on online shopping, groceries and take public transport frequently

All Details

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Find Out More About The Citi SMRT Credit Card In Our Blog Review!