No Minimum Spend for Cashback
Citi SMRT Card is an everyday groceries and dining cashback credit card with great benefits like it doubling up as an EZ-Link card with an auto top-up function. This Visa card requires a low minimum spend of just S$300 for you to earn maximum cashback, while also offering you the option to redeem points for either cash rebates or rewards.
5%
Cash Back on Selected Grocery Stores
S$600
Cash Back Cap per year
S$300
Min. Spend per month

Quick Facts

Get the maximum value by

Spending at least S$300 monthly across groceries, fast food, coffee, and movies to enjoy 5% rebates

Good for

Everyday Singaporeans; young and budget-conscious families with pets

Categories to maximise this card

Almost anything from grocery shopping, fast food, coffees, movies, public transport and online shopping

What people use it for

EZ-Link card; every general spend card

Get if

You spend heavily on groceries at Fairprice, Giant, and Sheng Shiong, Pet Lovers Centre, Popular Bookstore, Toys”R”Us, and EZ-Link top-ups

All Details

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