Citi M1 Credit Card

ARE YOU ELIGIBLE?

• MoneySmart Promotion is valid from 26 October 2026 to 31 October 2026

• Apply as main "New-to Citibank" cardholder for an eligible Citibank Credit Card via MoneySmart within the qualifying period

• Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

• Complete and submit the MoneySmart Claim Form with valid contact details and Unique Reference Number (URN) by 30th November 2026

WHAT YOU NEED TO KNOW

1. [MoneySmart Baseline Gift]
   Meet the minimum S$500 spend within 30 days to unlock your choice of reward
   First 200 customers to submit the claim form:
   —S$450 CASH or $500 Amazon.sg Gift Card

2. [MoneySmart Baseline Gift]
   Meet the minimum S$500 spend within 30 days & the 201th customers to submit the claim form:
   —S$400 Cash via PayNow or 6,140 SmartPoints for exciting products in the MoneySmart Rewards Store

3. [MoneySmart Flash Deal Gift]
   Get additional S$50 CASH BONUS when you are the first 4 eligible customers to submit the claim form daily and meet the minimum S$500 spend within 30 days. Only applicable for customers who choose CASH as their baseline gift.

4. [MoneySmart Halloween Ghost Gifts Promotion 2026]
   This Halloween, unlock a treasure trove of ghostly gifts just for you! Claim your spooky reward like the Apple iPhone 18 Pro, MacBook Neo, Sony PlayStation 5, Nintendo Switch 2, Apple Watch Series 12, or Apple AirPods 5 — or simply grab S$5 cash via PayNow! Hurry, these ghoulish treasures vanish after October 31st, so don't miss out on your ultimate Halloween treat! T&Cs apply.

5. [MoneySmart Halloween Ghost Gifts Promotion 2026]
   Be among the first 10 eligible customers each day during 10-31 October 2026 to submit the MoneySmart Claim Form, to qualify for Flash Deal prizes

6. *Faster Rewards Redemption: Reward fulfillment happens as fast as 5 weeks from meeting spend criteria, and is processed on a rolling basis, so the sooner you spend, the sooner you receive your reward.

7. Use the SmartPoints earned to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

8. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

9. MoneySmart Exclusive promotions do not stack with third-party promotions unless stated otherwise—check T&Cs for complete details.