Citi M1 Credit Card
Apply now and redeem any of these:
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MoneySmart Exclusive
$420 Cash (first 200 customers) / $400 Cash (remaining customers)
$420 Cash (first 200 customers) / $400 Cash (remaining customers)
FREE with SmartPoints
Sony WH-1000XM6 Wireless Noise Cancelling Headphones (Black)
6140 SmartPoints
worth S$649
Sony WH-1000XM6 Wireless Noise Cancelling Headphones (Black)
6140 SmartPoints
worth S$649
Save S$614 with SmartPoints earned
Apple iPhone 18 Pro (256GB, Burgundy)
19490 SmartPoints
worth S$1899
Apple iPhone 18 Pro (256GB, Burgundy)
19490 SmartPoints
worth S$1899
FREE with SmartPoints
Apple AirPods Pro 3
3900 SmartPoints
worth S$349
Apple AirPods Pro 3
3900 SmartPoints
worth S$349
Only S$145 with SmartPoints
Apple Watch Series 12, 42mm (GPS, Black Aluminium Case with Black Sport Band)
7585 SmartPoints
worth S$599
Apple Watch Series 12, 42mm (GPS, Black Aluminium Case with Black Sport Band)
7585 SmartPoints
worth S$599
MoneySmart Exclusive
S$500 Amazon.sg Gift Card (first 200 customers) / 6,140 SmartPoints (remaining customers)
S$500 Amazon.sg Gift Card (first 200 customers) / 6,140 SmartPoints (remaining customers)
View more rewards
View more rewards
First 200 to submit the claim form and meet the S$500 spend within 30 days to enjoy S$420 CASH or a S$500 Amazon.sg Gift Card
Or still grab S$400 Cash or 6,140 SmartPoints (use SmartPoints earned to redeem the latest Apple products on our Rewards Store) if you come after. T&Cs apply.
Valid till 09 Nov 2026
ARE YOU ELIGIBLE?
MoneySmart Promotion is valid from 01 November 2026 to 09 November 2026
Apply as main "New-to Citibank" cardholder for an eligible Citibank Credit Card via MoneySmart within the qualifying period
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Complete and submit the MoneySmart Claim Form with valid contact details and Unique Reference Number (URN) by 9th December 2026
WHAT YOU NEED TO KNOW
[MoneySmart Baseline Gift]
Meet the minimum S$500 spend within 30 days to unlock your choice of reward
First 200 customers to submit the claim form:
—S$420 CASH or $500 Amazon.sg Gift Card[MoneySmart Baseline Gift]
Meet the minimum S$500 spend within 30 days & the 201th customers to submit the claim form:
—S$400 Cash via PayNow or 6,140 SmartPoints for exciting products in the MoneySmart Rewards Store*Faster Rewards Redemption: Reward fulfillment happens as fast as 5 weeks from meeting spend criteria, and is processed on a rolling basis, so the sooner you spend, the sooner you receive your reward.
Use the SmartPoints earned to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
MoneySmart Exclusive promotions do not stack with third-party promotions unless stated otherwise—check T&Cs for complete details.
Card Details
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Things To Note
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