MoneySmart Says

The Citi Cash Back+ Card is a simple, no-frills credit card. Spend as much or as little as you want, and earn a flat cash back of 1.6% with no cap.

Cash Back on Eligible Spend
Min. Spend per month
Cash Back Cap

Quick Facts

Get the maximum value by

Spending any amount on the card.

Good for

People who want a low-maintenance credit card, who don't like to think about minimum spends or caps.

Categories to maximise this card

All categories

What people use it for

Daily spending, big purchases

Get if

If you want a fuss-free cash back card with no T&Cs to meet. You like knowing that you will always get a bit of cashback on your purchases.

Disclaimer: At, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.