UPSIZED CASH | EXCLUSIVE TO CITI
Citi Cash Back Card is one of the best cashback credit cards in Singapore with up to 8% cash back on dining, groceries, private commute and petrol if you spend at least S$800 each month. The cash back earned will automatically be credited as cash rebates, which is great for those looking for a fuss-free card.
Up to 8%
Cash Back on Groceries, Petrol & Private Commute
S$80
Total Cash Back Cap, per month
Up to 23.64% savings
at Caltex, Shell & Esso
MoneySmart Exclusive

[MoneySmart x Ascott Travel Like A Millionaire Lucky Draw]
Get UPSIZED S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $6,500 worth of Staycay, Flights and Rewards! T&Cs apply.
    
Additionally, enrol in our Rollin’ Rewards campaign today and stand a chance to score an additional 7,460 SmartPoints. That’s a grand total of 12,500 SmartPoints if you apply today.

Valid until 17 Nov 2024 - See more details below

Are you eligible?

    • Promotion is valid from 11-November-2024 to 17-November-2024

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 17th December 2024

What you need to know

  1. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  2. Get an additional S$30 Trip.com Coupon on top of the base gift! The Trip.com Coupon consists of a S$30 Existing User Coupon. Refer to T&Cs for more details.

  3. [LUCKY DRAW]
    Score over S$24,500 worth of gifts:
    • 1x S$4,000 Flight Sponsorship AND 1,000,000 Ascott Star Rewards points (worth S$6,500)
    1x S$2,000 Flight Sponsorship AND 500,000 Ascott Star Rewards points (worth S$3,750)
    • 1x 2D1N Staycation at Ascott Orchard Singapore Studio Executive (worth S$1,100)
    • 5x 2D1N Staycation at Citidine Science Park Singapore One-Bedroom Executive (worth S$630 each)
    • 200x 20,000 Ascott Star Rewards points (worth S$50 each)
     T&Cs apply.

  4. To be eligible for the Ascott Lucky Draw, you must:
    - Grant marketing consent to receive the marketing material from MoneySmart and Ascott via email provided in the Claim Form
    - Be a new Ascott Star Rewards member
    - Must sign up for a new Ascott Star Rewards Account through the unique sign up link with unique Unique Referral Code ASRMSMIL by 17th February 2025.
    - Ensure that the email address provided in the Claim Form is the same email address linked to their registered Ascott Star Rewards Account.

  5. [Rollin’ Rewards] Enrol in our Rollin’ Rewards campaign by completing a simple 3-min questionnaire.

  6. [Rollin’ Rewards] This earns you 1 token in the draw, to score amazing prizes each month.

  7. [Rollin’ Rewards] Earn 5 more tokens, when your claim form for your Citibank Credit Card is successfully approved.

  8. [Rollin’ Rewards] Did not win this month? Your chances of winning will be accumulated into next month’s campaign. T&Cs apply.

  9. Use 5,040 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards like a Apple 13-inch MacBook Air at only S$920!

  10. With 5,040 SmartPoints* earned, you can redeem:
    - Apple 13-inch MacBook Air M2 | Top up $920 more only
    - Apple iPad (10th Gen) | Top up $110 more only
    - Apple iPad (9th Gen) | Redeem in full
    - S$360 GrabGifts Vouchers | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  11. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  12. Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20

  13. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  14. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, private commute and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Dining, Private Commute and Petrol

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 4 categories

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Check out the Citi Cash Back+ Card here!

Citi Cash Back+ Card is a straightforward credit card with unlimited cash rebates, no minimum spend, and a flat 1.6% cashback rate on purchases across all online shopping and lifestyle categories. Cashback earned will show up on your bank statement, so you can easily keep track and redeem them to offset your card balance via SMS.