Citi Cash Back Card is one of the best cashback credit cards in Singapore with up to 8% cash back on dining, groceries, private commute and petrol if you spend at least S$800 each month. The cash back earned will automatically be credited as cash rebates, which is great for those looking for a fuss-free card.
Up to 8%
Cash Back on Groceries, Petrol & Private Commute
Total Cash Back Cap, per month
Up to 23.64% savings
at Caltex, Shell & Esso
MoneySmart Exclusive

Get UPSIZED CASH REWARDS of up to S$380* OR 5,040 SmartPoints + S$80 Coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply.
Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple 10.9-inch iPad Wi‑Fi 64GB (10th Generation) at only S$110 on top of your earned SmartPoints.

Valid until 18 Jul 2024 - See more details below

Are you eligible?

    • Promotion is valid from 16-July-2024 to 18-July-2024

    • Applicable for New-to Citibank Cardmembers only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 18th August 2024

  2. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  3. Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

  4. S$380* UPSIZED CASH REWARDS: S$300 Cash via PayNow + S$80 Coupon

  5. The S$80 Coupon consists of a: S$50 New User Coupon & S$30 Existing User Coupon. Refer to T&Cs for more details.

  6. Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  7. With 5,040 SmartPoints* earned, you can redeem:
    - Apple iPad (10th Gen) | Top up $110 more only
    - Apple 13-inch MacBook Air M2 | Top up $930 more only
    - Apple iPad (9th Gen) | Redeem in full
    - Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
    - OR many other options available at our Rewards Store today.
    - For more information regarding SmartPoints, refer to our FAQ here.

  8. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  9. Vouchers are only eligible to be used at this link:

  10. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  11. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

Claim Form

Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, private commute and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Dining, Private Commute and Petrol

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 4 categories

All Details

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