Citibank Cash Back Card is one of the best cashback credit cards in Singapore with up to 8% rebates for dining, groceries, and petrol if you spend at least S$800 each month. The rebates earned will automatically be credited as cashback, which is great for those looking for a fuss-free card.
Up to 8%
Cash Back on Dining, Groceries & Petrol
Total Cash Back Cap, per month
Up to 20.88% savings
at Shell & Esso
MoneySmart Exclusive

[6 Weeks Faster Gift Redemption* | SmartRewards | Your Points, Your Choice 🫵]
Apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from the card approval date and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:
1. Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
2. Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints)
3. Nintendo Switch OLED (5,000 SmartPoints)
OR any other combination of gifts available in the Rewards Store, by earning 5,100 SmartPoints.
Alternatively, you can also choose S$300 Cash via PayNowT&Cs apply

Valid until 30 Nov 2023 - See more details below

Are you eligible?

    • Promotion is valid from 01-November-2023 to 30-November-2023

    • Applicable for New-to Citibank Cardmembers only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 30th December 2023

  2. *Faster Rewards Redemption: Receive your Reward as fast as 6 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  3. Charge S$500 in eligible transactions within the first 30 calendar days from the Credit Card approval date to qualify for your SmartPoints. 

  4. Get S$300 Cash via PayNow as your reward

  5. OR Earn 5,100 SmartPoints which can be used to redeem any product from the Rewards Store here.

  6. Use SmartPoints earned to redeem: Apple iPad Wi-Fi 9th Gen, 64GB (5,040 SmartPoints) OR Nintendo Switch OLED (5,000 SmartPoints) OR Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints)  AND many other products!

  7. SmartPoints will be credited into your SmartPoints Wallet with a validity period of 60 days. T&Cs apply.

  8. For more information regarding SmartPoints, refer to our FAQ here.

  9. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  10. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

Claim Form

Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Petrol, and Dining

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 3 categories

All Details

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