Why Trust MoneySmart?HSBC credit cards in Singapore offer a wide variety of benefits designed to fit different spending habits—from maximising rewards on online or contactless spend, to scoring high cashback on daily lifestyle purchases and earning air miles for travel. Choosing the right HSBC card depends on whether you want everyday cashback, fast miles, or premium travel privileges.
For everyday cashback: HSBC Live+ Credit Card
The HSBC Live+ Credit Card is the ideal choice if your focus is on maximising cashback on lifestyle spend.
Up to 8% cashback on dining, shopping and entertainment spending (local and overseas), if you meet the minimum spend and promotional conditions.
5% cashback on fuel spend at Caltex and Shell petrol stations in Singapore.
0.3% cashback on other eligible purchases.
Complimentary access to ENTERTAINER with HSBC for 1-for-1 dining and travel deals.
Dining privileges: 15% discounts at selected restaurants across Asia through the Live+ Dining Programme.
First-year annual fee waived (standard annual fee $196.20, or waived subsequently with $12,500 annual spend).
Cashback capped at $250 per calendar quarter.
Apple Pay and Google Pay enabled.
Suitable for those who spend regularly on lifestyle categories and want to stack regular cashback with bonus restaurant deals and petrol savings.
For online and contactless rewards: HSBC Revolution Credit Card
The HSBC Revolution Credit Card is a top pick for those who frequently use digital payments, shop online, or tap to pay.
Up to 20X points (≈8 miles per dollar) when you maintain $50,000 in an HSBC Everyday Global Account (EGA), subject to higher-tier caps.
10X Reward Points (approx. 4 miles or 2.5% cashback per dollar) on eligible online and contactless spend (dining, shopping, selected travel).
Monthly bonus cap: $1,000 spend (revised from the previous promotional $1,500 cap).
No annual fee—no need to worry about offsetting costs each year.
No minimum spend to unlock rewards.
Flexible redemption: Exchange points for miles, cashback, or a wide range of vouchers with over 20 transfer partners.
Complimentary travel insurance when travel is charged to the card (with its Visa Signature upgrade).
Free access to ENTERTAINER with HSBC, which offers 1-for-1 deals on dining, travel, and lifestyle treats.
Supports Apple Pay and Google Pay for convenient payments.
Typical users: Young adults and homeowners who want hassle-free rewards for daily, online, and dining spend.
For all-around cashback: HSBC Advance Credit Card
The HSBC Advance Credit Card is suitable for individuals who want to maximise rewards on every purchase, including online, retail, and dining transactions.
1.5% cashback on all local and overseas spend, with no minimum spend required.
2.5% cashback if you spend more than $2,000 in a month (capped at $70/month cashback).
First year annual fee waived ($196.20/year after, unless otherwise stated).
Complimentary access to ENTERTAINER with HSBC for 1-for-1 deals on dining and entertainment.
Automated cashback crediting.
Useful for bigger-ticket spenders or anyone who appreciates hassle-free cashback without the need for category tracking.
For jetsetters: HSBC TravelOne Credit Card
If you're a frequent traveller looking for rewards and flexibility, the HSBC TravelOne Credit Card is tailored for you.
Earn up to 2.4 miles per $1 overseas spend and 1.2 miles per $1 on local spend.
Instant redemption of reward points into miles or hotel points with a broad range of airline and hotel partners through the HSBC SG Mobile App.
Four complimentary airport lounge visits per year.
Complimentary travel insurance (including COVID-19 coverage).
Annual fee is $196.20 (can be waived upon $25,000 spend a year).
Apple Pay and Google Pay enabled.
Free access to ENTERTAINER with HSBC for 1-for-1 luxury offers worldwide.
Cardholders can split purchases across tenors (via HSBC Instalment Plans) for extra payment flexibility.
Ideal for those seeking premium travel perks, fast miles, and instant redemption options.
General HSBC benefits
Across the HSBC credit card range in Singapore, these ongoing perks and features make any card a strong choice:
Welcome offers: MoneySmart exclusive promotions, such as cash rewards or SmartPoints, often available for new HSBC cardholders with minimum spend.
ENTERTAINER with HSBC: Complimentary access to 1-for-1 dining, lifestyle, and travel deals for all HSBC cardholders.
Flexible redemption: Convert Reward Points to air miles, cashback, hotels, gadgets, and more across 20+ partners.
Dining deals: Enjoy discounts at hundreds of restaurants in Singapore and Asia with both the Live+ and Revolution cards.
Contactless payments: All HSBC cards work with Apple Pay and Google Pay.
Bonus cashback/interest: Link your HSBC Everyday Global Account to unlock extra cashback and interest (HSBC Everyday+ Rewards).
Interest-free instalment plans: Split purchases into smaller, manageable payments.
Note: Terms, caps, promo periods, and eligibility criteria apply—check each card’s page before applying.
