American Express True Cashback Card
Unlimited Cashback
Unlimited Cashback

American Express True Cashback Card

Introducing the American Express True Cashback Card – your key to earning cashback rewards on every purchase. With no minimum spend and no cap on cashback earned, enjoy the freedom of unlimited cashback potential. Whether it's dining, shopping, or travel, this card offers 1.5% cashback on all your spending.
3.0% Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
1.5% Cashback
all subsequent eligible purchases
Unlimited
Cash Back Cap

Card Details

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AMEX True Cashback Card Application

Here are 3 simple steps to apply for the AMEX True Cashback Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our AMEX True Cashback Card application link. When you choose to apply online via SingPass MyInfo, AMEX will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for AMEX to approve your credit card application. This list of documents include:
  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)
Step 3

Receive your AMEX True Cashback Card

Once your card gets approved, you will receive it in the next 3 to 5 business days. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your AMEX mobile app!

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Frequently Asked Questions About AMEX True Cashback Card

Are there any fees if I apply for the AMEX True Cashback Card?

AMEX True Cashback Card charges an initial annual fee of $174.40 (first year waiver available), as well as other fees like late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the AMEX True Cashback Card?

If you’re a Singapore Citizen, Permanent Resident (PR), you’re eligible to apply for the AMEX True Cashback Card, as long as you’re aged above 21, and earn a minimum annual income that meets the requirements and internal assessment criteria by AMEX.