American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

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Most convenient way to earn KrisFlyer miles
The Amex KrisFlyer Credit Card offers a fast track to KrisFlyer miles, especially for SIA loyalists, with accelerated earn rates on Singapore Airlines, Scoot and KrisShop purchases. Meeting the S$12,000 spend unlocks S$150 cashback for your next purchase on singaporeair.com or the SingaporeAir mobile app, incentivizing concentrated spending.
S$1 = 2 KrisFlyer miles
on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = Up to 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = 1.1 KrisFlyer miles
on all other eligible purchases
Online Promo
New to American Express Card Members can receive up to 17,000 KrisFlyer miles – enough to redeem a return trip to Bali* on Singapore Airlines, upon S$1,000 spend within first 2 months of Card approval. T&Cs apply.
Valid until 30 Jul 2025 - See more details below

Are you eligible?

    • Charge a minimum of S$1,000 in eligible transactions to your credit card within first 2 months from Card approval date
    • Bank T&Cs and go.amex.sgexclusions apply
    • Not stackable with Amex BAU offer

What you need to know

  1. Get 10,900 KrisFlyer miles with min. spending of S$1,000 within first 2 months of Card approval.
  2. Get 5,000 KrisFlyer miles upon first transaction (first-time American Express Singapore Airlines Credit Card applicants)
  3. Earn 1,100 KF miles based on S$1,000 spent.
  4. *Redemption based on Singapore Airlines Economy Saver Awards and this information is correct as of May 2025.
T&Cs

Quick Facts

Get the maximum value by

Accumulating your expenses to get the sign-up bonuses and spending in categories to earn accelerated miles.

Good for

People who travel frequently and want to enjoy Singapore Airlines and other travel privileges, and don't want the hassle of transferring miles or paying for conversion fees.

Categories to maximise this card

Singapore Airlines, Scoot, KrisShop, Grab, and everyday spending.

What people use it for

Big purchases, travel expenses and everyday spending.

Get if

You have upcoming expenses that will meet the minimum spending requirement for sign up bonuses. You travel frequently and want to enjoy Singapore Airlines and travel privileges. You prefer to avoid the hassle of converting points to miles.

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American Express Singapore Airlines KrisFlyer Credit Card Benefits 2025

The Amex KrisFlyer Credit Card stands out as an official co-branded credit card with Singapore Airlines KrisFlyer, ensuring seamless mileage accrual directly into your KrisFlyer account. If you frequently fly with Singapore Airlines and prefer effortless mile accumulation, this card could be an ideal choice, particularly with its absence of earning caps on certain spending categories. Before committing, let's delve into its eligibility criteria, perks, and drawbacks to determine if it complements your lifestyle and spending patterns.

Pros & Cons Of AMEX Singapore Airlines KrisFlyer Credit Card

Pros

  • 1,100 miles based on the S$1,000 spent (based on 1.1 miles per S$1 spent locally)
  • 5000 miles upon first transaction on card (for first-time AMEX Singapore Airlines Credit Card applicants)
  • 3.1 miles per $1 spent on eligible Grab transactions
  • 2 miles per S$1 spent overseas during June and December, and purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop (in-flight and online) with no cap
  • 1.1 miles per S$1 spent locally
  • Earn miles without any cap restrictions during the 2 peak travel months stated above
  • Annual fee waiver for first year
  • 500 bonus miles on recurring telco bill
  • Enjoy car rental privileges by Hertz worldwide)
  • Complimentary travel coverage of up to S$350,000 travel Inconvenience and travel accident benefits

Cons

  • Interest rate of 27.80%, which is higher than other miles credit cards in the market e.g. the OCBC 90°N Card and HSBC Visa Infinite Credit Card
  • Miles earn rate for eligible Grab transactions is capped at $200 per calendar month

Find Out More About The AMEX Singapore Airlines KrisFlyer Credit Card In Our Blog Review!

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Compare AMEX Singapore Airlines KrisFlyer Card vs. UOB PRVI Miles vs. SCB Journey Card

When evaluating these three credit cards, distinctions emerge across various critical factors, including interest rates, annual fees, minimum annual income prerequisites, and air miles perks.

Nevertheless, it imposes a higher annual fee in contrast to the American Express Singapore Airlines KrisFlyer Credit Card and Standard Chartered Journey Card. Notably, the American Express Singapore Airlines KrisFlyer Credit Card boasts the most economical annual fee among the trio.

Moreover, it facilitates the direct accumulation of air miles into your KrisFlyer account, eliminating the need for conversion or associated fees. This stands in contrast to other air miles cards, which typically mandate converting rewards points to miles, often accompanied by conversion fees. Regarding redemption flexibility, encompassing choices between miles or cash rewards via accumulated reward points, the SCB Journey Card, with its 360 Rewards Points system, may present a more fitting option.

In essence, if your loyalty lies with Singapore Airlines and you prefer direct purchases through their website or KrisShop, the American Express Singapore Airlines KrisFlyer Credit Card allows you to optimize benefits with unrestricted mile accrual. However, for those anticipating frequent travel arrangements via platforms such as Agoda and Expedia, the UOB PRVI card might be more suitable.

AMEX Singapore Airlines KrisFlyer CardUOB PRVI Miles Visa CardSCB Journey Credit Card
Interest rate:
27.80%		Interest rate:
27.80%		Interest rate:
27.90%
Annual fee:
$179.85 (first year waiver available)		Annual fee:
$261.60 (first year waiver available)		Annual fee:
None
Minimum annual income:
  • Available upon request from AMEX (minimum income subject to AMEX’s internal assessment and approval)
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Air miles benefits:
  • 3.1 miles per $1 spent on eligible Grab transactions
  • 2 miles per S$1 spent overseas during June and December
  • 2 miles per S$1 spent on purchases made via SingaporeAir mobile app, singaporeair.com, and KrisShop
  • 1.1 miles per S$1 spent locally
  • No cap restrictions during the 2 peak travel months stated above
  • 500 bonus miles on recurring telco bill
  • Exclusive car rental privileges by Hertz worldwide)
  • Complimentary travel coverage of up to S$350,000 travel Inconvenience and travel accident benefits
Air miles benefits:
  • 6 miles (equivalent to UNI$15 per S$5 spent) for every S$1 spent on selected online hotel and flight bookings
  • 2.4 miles (equivalent to UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (equivalent to UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles with no cap limit
  • UOB PRVI Miles Visa eCommerce Purchase Protection
  • Get discounts or vouchers on SimplyGo transactions, Grab rides, and GrabFood spending
  • Public Conveyance Personal Accident coverage of S$500,000 in complimentary travel insurance plan
  • Up to 14% discount at Shell for petrol
  • Up to 15% discount at SPC for petrol
Air miles benefits:
  • 3 miles for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 2 miles for every S$1 spent overseas
  • 1.2 miles for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
  • 45% off MSIG travel insurance coverage

Credit Card With Complimentary Travel Insurance Coverage

Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

  • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
  • Medical emergencies: Coverage for medical expenses incurred while travelling.
  • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
  • Travel delays: Compensation for unexpected delays during your journey.
  • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
  • Rental car coverage: Protection against damages or theft to your rental vehicle.
  • Accidental coverage: Protection against unforeseen accidents during your trip.

Discover More About Credit Cards With Complimentary Travel Insurance

Read More

AMEX Singapore Airlines KrisFlyer Credit Card Application

Here are 3 simple steps to apply for the AMEX Singapore Airlines KrisFlyer Credit Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our AMEX Singapore Airlines KrisFlyer Credit Card application link.

When you choose to apply online via SingPass MyInfo, AMEX will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for AMEX to approve your credit card application. This list of documents include:
  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)
Step 3

Receive your AMEX Singapore Airlines KrisFlyer Credit Card

Once your card gets approved, you will receive it in the next 3 to 5 business days. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your AMEX mobile app!

Frequently Asked Questions About AMEX Singapore Airlines KrisFlyer Credit Card

Are there any fees if I apply for the AMEX Singapore Airlines KrisFlyer Credit Card?

The AMEX Singapore Airlines KrisFlyer Ascend Credit Card charges an initial annual fee of $343.35 (no waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the AMEX Singapore Airlines KrisFlyer Credit Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the AMEX Singapore Airlines KrisFlyer Ascend Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income that meets the requirements and internal assessment criteria by AMEX.