S$1 = 1.2 Miles

Local Spend

S$1 = 2 Miles

Overseas Spend

S$1 = 3.2 Miles

on Eligible Grab transaction, capped at $200 per month

All Details

• Key Features

  • 1.2 KrisFlyer miles = S$1 for all eligible card spend

  • 2 KrisFlyer miles = S$1 in foreign currency spent overseas on eligible purchases in June & Dec

  • 2 KrisFlyer miles = S$1 for eligible purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop with no cap

  • 3.2 KrisFlyer miles = S$1 for Grab Singapore transactions, capped at S$200 per month

  • Receive 5,000 KrisFlyer miles upon first spend on card, applicable for first-time American Express Singapore Airlines Credit Card applicants only

  • Spend S$15,000 or more on eligible purchases on singaporeair.com within the qualifying period to be rewarded with a Double KrisFlyer Miles Accrual Voucher

  • Spend S$15,000 or more on eligible purchases on singaporeair.com within first 12 months of Card approval and get an accelerated upgrade to KrisFlyer Elite Gold Membership

  • Up to $1 million Travel Inconvenience & Travel Accident Benefits

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

0% Instalment

• 0% interest instalment at participating Pay Small merchants

Overseas Spending

Excellent

• 2 KrisFlyer miles = S$1 in foreign currency spent overseas in June & December

• Competitive 2.95% foreign currency transaction fee

Air Miles

Excellent

• 1.2 KrisFlyer miles = S$1 for all eligible card spend

• 2 KrisFlyer miles = S$1 in foreign currency spent overseas in June & December with no cap

• 2 KrisFlyer miles = S$1 for eligible purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop with no cap

• 3.2 KrisFlyer miles = S$1 for eligible Grab Singapore transactions, capped at S$200 per month

• Receive 5,000 KrisFlyer miles upon first spend on card, applicable for first-time American Express Singapore Airlines Credit Card applicants only

• Spend S$15,000 or more on eligible purchases on singaporeair.com within the qualifying period to be rewarded with a Double KrisFlyer Miles Accrual Voucher

• Spend S$15,000 or more on eligible purchases on singaporeair.com within first 12 months of Card approval and get an accelerated upgrade to KrisFlyer Elite Gold Membership

• No conversion fee, all KrisFlyer miles earned are conveniently credited directly into your KrisFlyer account

• Up to S$1 million Travel Inconvenience & Travel Accident Benefits

Annual Interest Rate and Fees

Annual Principal Fee	S$340.20 (incl. of 8% GST with effect from 1 Jan 2023)
Supplementary Annual Fee	S$81 (incl. of 8% GST with effect from 1 Jan 2023) waived for the first year
Fee Waiver	Not Available
Interest Free Period	22 days
Annual Interest Rate	26.90%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5%
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Non-Singaporean Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Card Association

American Express

Wireless Payment

Apple Pay
Samsung Pay
Google Pay

MoneySmart Promotions

MoneySmart Exclusive
Online Promotion

Product Documents

Product Information	Read Now