Citibank SMRT Card

Must have card for Grocery

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Citibank SMRT Card

MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
Get S$120 Cashback

Reasons To Get This Credit Card:
  • Up to 5% savings on on Groceries. 2.7% + 2% is (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeeemd for cash rebate or vouchers
Citibank SMRT Card

Citibank SMRT Card Features

Grocery
    • Up to 5% savings on on Groceries. 4.7% (For transactions above $50. If transaction is $50 and below, 2.7% awarded instead) + 0.3% (If monthly card spend is at least $300)
    • Grocery - FairPrice, Giant, Sheng Siong, FairPrice Xtra Kallang Wave (up to 7.3% savings) only
    • Savings awarded in SMRT$. 1 SMRT$ = S$1 of vouchers. Vouchers available for Giant, Sheng Siong, SMRT, Popular, Watsons, Shaw Theatres
Entertainment
    • Up to 5% savings on Fast Food, Movies, Coffee, Toys, and Books. 4.7% + 0.3% (If monthly card spend is at least $300)
    • Up to 2% savings on Health & Beauty. 1.7% + 0.3% (If monthly card spend is at least $300)
    • Movies - Cathay Cineplexes, Filmgarde, Golden Village, Shaw Theatres only
      Toys & Books - POPULAR Bookstores, Toys'R'Us
      Health & Beauty - GNC, Guardian, Nature's Farm, NTUC Unity Healthcare, Watson's
    • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period
Shopping
    • Up to 5% savings on Fast Food, Movies, Coffee, Toys, and Books. 4.7% + 0.3% (If monthly card spend is at least $300)
    • Up to 3% savings on Online Shopping*. 2.7% + 0.3% (if monthly card spend is at least $300)
    • Up to 2% savings on Health & Beauty. 1.7% + 0.3% (If monthly card spend is at least $300)
    • Movies - Cathay Cineplexes, Filmgarde, Golden Village, Shaw Theatres only
      Toys & Books - POPULAR Bookstores, Toys'R'Us
      Health & Beauty - GNC, Guardian, Nature's Farm, NTUC Unity Healthcare, Watson's
    • *Excludes all travel-related merchants worldwide - Airlines, Air Carriers, Car Rental Agencies, Lodging, Travel Agencies & Tour Operators, Passenger Railways, Taxicabs & Limousines, Bus Lines, Steamship & Cruise Lines and Other Transportation Services, Direct Marketing Travel-Related Arrangement Services
    • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period
Dining
    • Up to 5% savings on Fast Food & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
    • Fast Food - BreadTalk, Burger King, KFC, McDonald's, Pizza Hut, PastaMania, Sakae Sushi, Subway, Toastbox only
    • Coffee - Starbucks, Coffee Bean, Gloria Jean's, Coffee Club, Dome Cafe, TCC only
    • Savings awarded in SMRT$, capped at 600 SMRT$ every 12 month period
Petrol
    • 14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% Citicard discount
    • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Rebate (applies after Shell discount)
Cash Back
    • Up to 5% savings on on Groceries. 4.7% (For transactions above $50. If transaction is $50 and below, 2.7% awarded instead) + 0.3% (If monthly card spend is at least $300)
    • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
    • Up to 3% savings on Online Shopping. 2.7% + 0.3% (If monthly card spend is at least $300)
    • Up to 2% savings on Health & Beauty. 1.7% + 0.3% (If monthly card spend is at least $300). Including GNC, Guardian, Nature's Farm, NTUC Unity Healthcare & Watson's
    • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
    • Up to 5% savings for the following with monthly spend of at least $300. 5% at POPULAR Bookstores and Toys"R"Us, 5% at selected Town Councils for Service and Conservancy Charges, 1% savings on Telecommunication bills, 1% on selected Insurance providers, 1% on SPH Newspaper Subscriptions. If monthly spend is less than $300, SMRT$ earn rate will be 0.3% less.
    • Savings awarded in SMRT$. 1 SMRT$ = S$1 of vouchers. Vouchers available for Giant, Sheng Siong, SMRT, Popular, Watsons, Shaw Theatres
    • 0.3% awarded on all other spend categories
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000

Card Information

Annual Fee (Supplementary)

$85.60

Annual Fee (Principal)

$160.50

Fee Waiver

2 years fee waiver for Principal and two (2) Supplementary cards

Citibank SMRT Card

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Citibank SMRT Card

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