SPC Petrol Credit Card Discounts Singapore (2025)

Loyal to the SPC chain of petrol stations? On top of SPC's petrol prices, you can also get additional discounts with your SPC loyalty card and the right credit card combo. Here are the best credit cards to use at SPC.
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SPC Petrol Credit Card Discounts (2025)

SPC&U discountOther types of credit card discount (including SPC)Total effective discount
POSB Everyday Card SPC&U discount10%Other types of credit card discount (including SPC)
  • Up to 24% at SPC
  • 10% cash rebates on online food delivery at foodpanda and Deliveroo
    • 6% POSB Everyday Card cash rebates
  • 5% DBS/POSB Card discount
  • 5% cash rebates at Sheng Siong, RedMart and other partner merchants
Total effective discountUp to 24%
UOB One Card SPC&U discountUp to 22.66%Other types of credit card discount (including SPC)
  • Up to 22.66% at SPC
  • Up to 21.15% at Shell Stations
  • Up to 10% rebate at Shopee Singapore
  • Up to 10% rebate at Cold Storage, Giant, 7-Eleven, Guardian and more
  • Up to 10% rebate on Grab, SP utilities bills and UOB Travel spend
Total effective discountUp to 24%
UOB Preferred Platinum Visa Card SPC&U discountUp to 15% Other types of credit card discount (including SPC)
  • Up to 15% at SPC
  • Up to 14% at Shell
  • Up to UNI$10 per S$5 spend on online shopping and entertainment
  • Up to UNI$10 per S$5 spend via mobile contactless payment
Total effective discount
  • Up to 10% rebate at Coffee Bean & Tea Leaf and Beanstro
  • Up to 3% rebate at Bread Society, Bengawan Solo, BreadTalk, Hard Rock Cafe and Fragrance Foodstuff
  • Up to 2% rebate at Polar Puffs & Cakes

Exclusive: Most Popular Credit Cards in Singapore

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Frequently Asked Questions

Which credit card is best for SPC petrol?

The 3 best credit cards with discounts at SPC are the UOB One Card, POSB Everyday Card and Bank of China Zaobao Card. If you are willing to meet the minimum spending requirements, the UOB One Card offers the highest rebates on petrol. But if you just want a fuss-free credit card, consider the POSB Everyday Card instead as they have no minimum spending requirements.

How do I get an SPC discount card?

To get a 10% discount at SPC, you can sign up as an SPC&U member. This can be done over the counter at any SPC petrol kiosk; thereafter, you can register your card online for more membership benefits. Membership is free.

What is the minimum income required for an SPC petrol credit card?

There is no one SPC petrol credit card, but instead several bank cards that let you get additional fuel discounts at SPC. For Singaporeans and PRs, you can get most of these credit cards with a S$30,000 annual income. If your income falls below that, you may still be able to get the same discount with a debit card from the same bank. Check the terms & conditions carefully to see if debit cards are also included.

Are there annual fee waivers for SPC petrol credit cards?

Yes. Several SPC petrol credit cards offer free waivers for your annual fees, but you’ll have to call in or email or log into your account with your credit card issuing bank to request for it.
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