MoneySmart Exclusive
Earn up to 2% unlimited cashback!
Earn up to 2% unlimited cashback!
CIMB World Mastercard
Elevate your lifestyle with the CIMB World Mastercard. Enjoy exclusive privileges and rewards tailored for discerning individuals. Earn cashback on all your spending, with additional perks such as complimentary travel insurance and gain access at a preferential rate to airport lounges worldwide.
MoneySmart Exclusive
Get S$50 Cash when you apply and spend a min of S$2,000 within 60 days from card approval! T&Cs apply.
PLUS get a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) from CIMB spend a min of S$2,000 within 60 days from card approval. T&Cs apply.
Valid till 15 Jun 2026
ARE YOU ELIGIBLE?
Promotion is valid from 01-June-2026 to 15-June-2026
Applicable for New-to-CIMB card holders only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 15th July 2026
WHAT YOU NEED TO KNOW
MoneySmart S$50 Gift: Spend a min. of S$2,000 within a 60 day period from card approval date
*Faster Gift Redemption: Receive your Reward as fast as 2 - 3 months from meeting the "Eligible Spends" criteria, instead of 5 months from end of campaign month. T&Cs Apply.
CIMB Online Promotion: Get Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) when spend a min. of S$2,000 within a 60 day period from card approval date. Valid till 30 July 2026.
CIMB offer is stackable on top of the MoneySmart Exclusive gift
Card Details
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CIMB World Mastercard Benefits 2025
The CIMB World Mastercard is another one of CIMB’s best credit cards for cashback which does not charge any annual fees. Some of its highlights include unlimited cashback of up to 2% on expenditures made on wine and dining, online food delivery, movies, digital entertainment, taxi rides, ride-hailing services, automotive, and luxury goods.
In this review, we’ll take a look at the requirements, pros and cons and other relevant details of the CIMB World Mastercard before you make a decision on whether to get this card.
In this review, we’ll take a look at the requirements, pros and cons and other relevant details of the CIMB World Mastercard before you make a decision on whether to get this card.
Pros & Cons
Pros
- Up to 2% cashback on wine, dining, online food delivery, movies, digital entertainment, taxi, automobile, and luxury goods
- No cap on cash rebate
- No annual fees for life
- Enjoy more than 1,000 CIMB Deals & Discounts across dining, retail and lifestyle outlets
- Exclusive access to the wide range of Mastercard Travel Rewards
- Discounts at prestigious golf courses via the Mastercard Southeast Asia Golf Program
- Complimentary travel insurance
Cons
- Interest rate of 27.80%, which is higher than other cashback credit cards in the market
- A minimum spend of $1,000 is required to qualify for the 2% cashback on spending in selected categories
- This card is designed for Singapore citizens and PRs, unavailable to foreigners, unlike other cards in the market which are often open to foreigners as well
Compare CIMB World Mastercard vs. HSBC Visa Platinum Card vs. Citi Cash Back + Card
As we make a comparison between the 3 cards, the CIMB World Mastercard seems to give you the most savings on annual fees as it doesn’t charge any, unlike most credit cards including the HSBC Visa Platinum Card and the Citi Cash Back+ Card.
While the HSBC Visa Platinum Card gives you the highest percentage of cashback on your spending, it is only for limited number categories like local dining and groceries (food deliveries and online groceries included), unlike the CIMB World Mastercard which lets you get the cashback for a wider range of categories including wine, dining, online food delivery, movies, digital entertainment, taxi, automobile, and luxury goods.
In terms of interest rates, the HSBC Visa Platinum Card offers you the lowest option of 26.90% (subject to the bank’s assessment of your credit profile).
While the HSBC Visa Platinum Card gives you the highest percentage of cashback on your spending, it is only for limited number categories like local dining and groceries (food deliveries and online groceries included), unlike the CIMB World Mastercard which lets you get the cashback for a wider range of categories including wine, dining, online food delivery, movies, digital entertainment, taxi, automobile, and luxury goods.
In terms of interest rates, the HSBC Visa Platinum Card offers you the lowest option of 26.90% (subject to the bank’s assessment of your credit profile).
| CIMB World Mastercard | HSBC Visa Platinum Card | Citi Cash Back + Card |
|---|---|---|
| CIMB World MastercardInterest rate: From 27.80% | HSBC Visa Platinum CardInterest rate: From 26.90% | Citi Cash Back + CardInterest rate: From 27.90% |
| CIMB World MastercardAnnual fee: None | HSBC Visa Platinum CardAnnual fee: $196.20 (waiver available) | Citi Cash Back + CardAnnual fee: $196.20 (first year waiver available) |
| CIMB World MastercardMinimum annual income: $30,000 for Singaporeans and PRs (this card is not available to foreigners) | HSBC Visa Platinum CardMinimum annual income: $30,000-$40,000 for Singaporeans and PRs $40,000 for foreigners | Citi Cash Back + CardMinimum annual income: $30,000 for Singaporeans and PRs $42,000 for foreigners |
CIMB World MastercardCashback benefits:
| HSBC Visa Platinum CardCashback benefits:
| Citi Cash Back + CardCashback benefits:
|
Find Out More About The CIMB World Mastercard In Our Blog Review!
Here are 3 simple steps to apply for the CIMB World Mastercard
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our CIMB World Mastercard application link.
When you choose to apply online via SingPass MyInfo, CIMB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for CIMB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step 3
Receive your CIMB Visa Signature Card Card
You’ll be able to activate your CIMB World Mastercard through CIMB’s online platform, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your CIMB Clicks mobile app!
Frequently Asked Questions
Are there any fees if I apply for the CIMB World Mastercard?
- CIMB World Mastercard does not charge any initial annual fees, but it does charge other fees like late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the CIMB World Mastercard?
- If you’re a Singapore Citizen, Permanent Resident (PR), you’re eligible to apply for the CIMB World Mastercard, as long as you’re aged between 21 and 70, and earn a minimum annual income of $30,000 (for Singaporeans and PRs).