Covers COVID-19
Covers COVID-19
Income Enhanced IncomeShield (For Foreigners)
Income Enhanced IncomeShield Preferred is available for foreigners who are neither Singaporeans nor Permanent Residents (PRs). Benefits of the insurance include full coverage for private hospitalisation, pre- and post-hospitalisation treatments, access to over 300 panel clinics, and more.
Insurance Details
- Foreigners who are neither Singaporean citizens nor Permanent Residents (PRs) can apply for the Income Preferred plan for private hospital wards and treatment coverage
- Premiums can be paid by cash or via a Singaporean or Permanent Resident (PR) family member’s MediSave funds, subject to additional withdrawal limits
- Full coverage for inpatient hospital ward, Intensive Care Unit (ICU), along with related miscellaneous fees such as doctor’s fees, prescriptions etc. at private hospitals
- Full coverage for MediShield-approved surgeries, including day surgeries
- Coverage for pre-hospitalisation treatments up to 100 days prior to hospitalisation if you visited a non-Income panel clinic or doctor; up to 180 days pre-hospitalisation if you visited a Income panel clinic
- Post-hospitalisation coverage up to 100 days after discharge if you are visiting a non-Income panel clinic or doctor; up to 365 post-discharge if you are visiting a Income panel clinic
- Coverage for 90 days of community hospital stay if you were referred by your doctor for admission immediately after your discharge from the hospital
- Full coverage for outpatient chemotherapy, radiotherapy, and immunotherapy for cancer
- Full coverage for renal dialysis, erythropoietin for chronic renal failure, drugs approved for organ transplant, and long-term parenteral nutrition
- Other benefits include post-mastectomy breast reconstruction, congenital abnormalities, pregnancy and delivery-related complications, organ transplant or donation, cell, tissue, and gene therapy, bone marrow transplant, and prosthesis
- Emergency overseas treatment you received will be covered up to the equivalent of the treatments’ prices in private hospitals in Singapore
- All full coverage listed under “As Charged” will be subject to a 10% co-insurance cash payment for every hospitalisation or treatment bill, annual deductibles for wards, and pro-ration (if necessary)
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