GXS Credit Card

GXS Credit Card

The GXS Credit Card runs on three tracks: 1.75% uncapped cashback on eligible local spend, 1.75% on eligible Singtel bills with no minimum, and 3% to 10% back on Grab spend paid instantly as GrabCoins. Grab is where it's strongest — overseas Grab spend earns a flat 10% with no minimum, and there are no foreign transaction fees. The catches are that Grab rewards come as GrabCoins rather than cash, and the S$500 monthly non-Grab spend gates both the base rate and the higher Grab tiers. Worth considering if Grab is already a fixed part of your week.
1.75% Unlimited Cashback
on local spends, with S$500 min spend
Up to 10% Cashback
on Grab Spends
10% Instant Cashback
on Overseas Grab Spend

Card Details

Good For

Heavy Grab users, since rides, GrabFood, GrabMart and GrabExpress earn 3% to 10% back and overseas Grab spend earns a flat 10% with no minimum.

Anyone who wants one uncapped cashback card for everything else, at 1.75% on eligible local spend with no categories to track.

Singtel customers, who earn 1.75% on eligible bill payments with no minimum spend and no cap.

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