HL Assurance Travel Protect360 Silver

ARE YOU ELIGIBLE?

• MoneySmart Exclusive: Promotion is valid from 15-October-2026 to 31-October-2026

• MoneySmart's All Expenses Paid October 2026 Giveaway: Promotion is valid from 15-October-2026 to 31-October-2026

• Customers need to apply through MoneySmart to be eligible.

• Customers need to submit the MoneySmart Claim Form by 1st November 2026 to be eligible.

• This promotion is only valid for HL Assurance Single and Annual Trip Travel Insurance.

• To be eligible for the S$30 Revolut Cash Reward you must:
  1. Check the Revolut marketing consent box in the MoneySmart claim form
  2. Be a new Revolut customer and sign up for a new Revolut Account using the unique Revolut sign up link provided by MoneySmart
  3. Top up your Revolut Account and use your balance to make a successful card transaction of at least S$30 within the Qualifying Period.

WHAT YOU NEED TO KNOW

1. Enjoy 60% off on Single Trip and 50% off on Annual Plan travel policy premiums.

2. In order to qualify for your rewards:
   a. Premium below S$69.99 (no min. spend) after any HL Assurance discount receives:
        i. S$30 Revolut cash reward*

3. b. Minimum premium of $70 after any HL Assurance discount receives:
       i. $5 Cash via PayNow
      ii. OR $10 GrabGift vouchers fulfilled as 140 SmartPoints
     iii. AND $30 Revolut cash reward*

4. c. Minimum premium of S$150 after any HL Assurance discount receives:
       i. $15 Cash via PayNow
      ii. OR $20 GrabGift vouchers fulfilled as 280 SmartPoints
     iii. AND $30 Revolut cash reward*

5. d. Minimum premium of S$200 after any HL Assurance discount receives:
       i. $20 Cash via PayNow
      ii. OR $30 GrabGift vouchers fulfilled as 420 SmartPoints
     iii. AND $30 Revolut cash reward*

6. e. Minimum premium of S$350 after any HL Assurance discount receives:
       i. $40 Cash via PayNow
      ii. OR $50 GrabGift vouchers fulfilled as 700 SmartPoints
     iii. AND $30 Revolut cash reward*

7. [MoneySmart's All Expenses Paid October 2026 Giveaway]
   Score up to S$500 Cash via PayNow on Trip Rebate by:
      i. Purchasing a HL Assurance Travel Insurance premium from 15 Oct to 31 Oct 2026
     ii. Being the first to submit a MoneySmart Claim form from 15 Oct to 31 Oct 2026 each day at 20:00 SGT.
    iii. Following the MoneySmart Singapore Instagram account
    iv. Tagging 3 friends and commenting on what you would like to spend the S$500 Cash on during your travels on the Giveaway post. 
   Only entries made on the specified Instagram post will be considered valid.
   You will need to submit your Instagram account username in the MoneySmart Claim form.
   T&Cs apply. Valid till 31 Oct 2026.

8. *Each new Revolut user is entitled to receive only one (1) S$30 Cash Reward per Revolut account. Multiple claims per user or per account are not permitted.

9. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! For more information regarding SmartPoints, refer to our FAQ here.

10. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.

11. *Rewards redemption will be sent 8 weeks after 31st October 2026

12. At times, you may need to make a claim under your insurance policy. Fret not, that's what insurance is for. Simply make your claim through HL Assurance's Claims Page here.