MoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").

AIG Sapphire Enhanced Choices Basic Standard
MoneySmart Exclusive
Up to 50% worth of cash rebates via PayNow
Up to 50% worth of cash rebates via PayNow

AIG Sapphire Enhanced Choices Basic Standard

S$100,000
Accidental Death
S$100,000
Total Permanent Disability
S$2,000
Medical Expenses

Apply now and redeem any of these:

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MoneySmart Exclusive
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S$150 Cash via PayNow (for every $200 premium value of policy purchased)

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S$150 Cash via PayNow (for every $200 premium value of policy purchased)

S$180 Vouchers FREE with SmartPoints
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GrabGifts Voucher $50

700 SmartPoints

worth S$50

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GrabGifts Voucher $50

700 SmartPoints

worth S$50

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View more rewards

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View more rewards

MoneySmart Exclusive

[CASH Every Time!]
Get S$150 Cash via PayNow or $180 Grab Voucher for every S$200* (after GST) premium value of an eligible AIG Sapphire Enhanced Personal Accident policy purchased. T&Cs apply.

Plus, get up to 50% cashback on your premiums!

Valid till 31 Oct 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive: Promotion is valid from 01-October-2026 to 31-October-2026.

  • Customers need to apply through MoneySmart to be eligible

  • Customers need to submit the MoneySmart Claim Form by 31st October 2026 to be eligible.

  • This promotion is valid for AIG Sapphire Enhanced Insurance plans only.

WHAT YOU NEED TO KNOW

  1. In order to qualify for your rewards:
    a. For every $200 (after GST) premium value of policy purchased on any AIG Sapphire Enhanced plan and receive:
         i. S$150 Cash via PayNow*
        ii. OR S$180 GrabGift Vouchers fulfilled as 2,520 SmartPoints
    *Subjected to a maximum of S$400 Cash via PayNow / 6,020 SmartPoints per policy purchased.

  2. i.e.  Receive S$150 Cash via PayNow for S$200 premium paid (after GST).
          Receive S$300 Cash via PayNow for S$400 premium paid (after GST).
         Receive 2,520 SmartPoints for S$200 premium paid (after GST).
        Receive 5,040 SmartPoints for S$400 premium paid (after GST).
    *Subjected to a maximum of S$400 Cash via PayNow / 6,020 SmartPoints per policy purchased.

  3. *Rewards redemption will be sent 8 weeks from 31st October 2026.

  4. Customers need to key in the producer code 030138 into the “Producer Code” field on the online purchase path.

T&CsFAQClaim Form

Plan Details

  • Hassle-free enrolment with no medical check required
  • Flexibility to choose from four levels of plans and personalise the coverage that is right for you and your family.
  • Free coverage of up to 25% of selected benefits for your children, if you and your spouse are both insured under a single Sapphire Enhanced Choices policy
  • Reimbursement for in and outpatient medical treatment for animal and insect bites, including dengue fever, and food poisoning
  • Wide range of add-on benefits options available, which include traditional chinese medicine treatment, physiotherapy imbursement, pet care, event ticket reimbursement, daily hospital income, critical illness and more.

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.