Welcome Bonus (min. spend of $5,000 on eligible purchases in 6 months)
1.5%
Cash Back
Unlimited
Cash Back Cap
All Details
Unlimited Cashback - No min spend & no cap
3% Cashback for the first 6 months up to S$5,000 spend, and 1.5% Cashback on all purchases thereafter
After your welcome bonus, continue to earn 1.5% Cashback on all eligible purchases with no minimum spending and no earn cap.
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
3% Cashback for the first 6 months up to S$5,000 spend, 1.5% Cashback on any purchase you make thereafter
Unlimited Cashback - No min spend & no cap
Enjoy dining privileges at selected restaurants
3% Cashback for the first 6 months up to S$5,000 spend, 1.5% Cashback on any purchase you make thereafter
Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
True Love Weddings: Enjoy additional savings on wedding packages and services with participating partners.
Enjoy curated offers and additional savings on home improvement purchases and selected family expenses.
No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.
3% Cashback for the first 6 months up to S$5,000 spend, 1.5% Cashback on any purchase you make thereafter
Unlimited Cashback - No min spend & no cap
3% Cashback for the first 6 months up to S$5,000 spend, 1.5% Cashback on any purchase you make thereafter
Annual Principal Fee
S$172.80 (incl. of 8% GST) waived for the first year
Supplementary Annual Fee
S$86.40 (incl. of 8% GST) for each subsequent Supplementary Card.
Fee Waiver
Available
Interest Free Period
22 days
Annual Interest Rate
26.90% p.a. compounded (27.80% p.a. compounded w.e.f. 3 Oct 2023) if payment of the closing balance in your statements is not made in full; or 29.99% p.a. (3% p.a. on top of prevailing interest w.e.f. 3 Oct 2023) in the event that your account has three or more defaults in the last 12 months
Late Payment Fees
S$100
Minimum Monthly Repayment
3% or S$50, whichever is higher
Foreign Currency Transaction Fee
2.95% (3.25% w.e.f. 1 Oct 2023)
Foreign Check Fee
N/A
Cash Advance Transaction Fee
5%
Overlimit Fee
N/A
Singaporean/PR Minimum Income
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Non-Singaporean Minimum Income
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
