Interest Rate
(EIR 8.50% p.a.)
Total Amount Payable
Processing Fee
Min. loan repayment of 1 year to Max. of 5 years
  • Loan tenure period of minimum 1 year to a maximum of 5 years
  • Key features
    Key Features
    • No processing fees at all, which lowers your overall repayment sum
    • Applicable for all loan tenor and loan of $1k and above
    • You are required to have a Citibank Ready Credit or Citi Credit Card account to be offered a Citi Quick Cash loan
    • By clicking on "Apply Now", you will be applying for a Citibank Ready Credit account and for a Citi Quick Cash loan on such account.
    Repayment Summary

    Principal Loan Amount


    Loan Tenure

    3 years

    Interest Rate (p.a)


    Monthly Instalments


    Total Amount Payable


    Total Interest Payable



    Citizenship Status

    Singaporean / PR

    Age Requirement

    age 21 - 65 years old

    Employment Status

    Salaried Employee, Variable/Commission-based Employees or Self Employed

    Minimum Annual Income


    Fees & Charges

    Processing Fee


    Restructuring Fee


    Late Payment Fee

    If payment is overdue by 2 months, the loan will be terminated and any outstanding loan amount will be charged.

    Partial Repayment Penalty

    No partial prepayment allowed

    Full Repayment Penalty

    3% of outstanding unbilled principal amount or S$100 whichever is higher

    See all personal loan

    MoneySmart lists Personal Loan products that range between a minimum of 1 to a maximum of 7 years. The effective interest rate (EIR) of loan products on our site range from 8.5% p.a. to up to 20.0% p.a. The EIR of your loan will be dependent on the loan you apply for as well as your personal financial needs.

    For example, you would need to pay S$316/month for a S$10,000 Personal Loan with a loan tenure of 3 years. This would equate to a total payment of S$11,376 over 3 years. Please view each Personal Loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure as well as processing fees (if applicable).