Oops! No matches found.
We can't find Travel Insurance that best match what you're looking for. Try adjusting the filters to refine your search or explore more options.
Explore more Travel InsuranceMoneySmart Financial is an Exempt Financial Adviser and Registered Insurance Broker licensed by Monetary Authority of Singapore ("MAS").
We can't find Travel Insurance that best match what you're looking for. Try adjusting the filters to refine your search or explore more options.
Explore more Travel InsuranceDisclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Beyond the standard coverage, Singtel Travel Insurance also includes COVID-19 benefits. Let’s take a closer look at what the extent of their coverage entails:
Up to $15,000 per insured person for trip disruptions or cancellations covering extra travel expenses or the cost of the unused portion of non-recoverable travel expenses (e.g. Economy class), accommodation and entertainment tickets (e.g. theme park admissions, musicals, plays, concerts, sports events, etc.) that were bought in advance.
For trip delays, you’re entitled to $100 per insured person per every 6 consecutive hours, up to a maximum of $1,000 / $1,500 / $2,000 depending on your plan’s tier. Whereas for trip postponements, you’ll be covered up to $4,000 per insured person for non-recoverable admin fees and charges stemming from travel expenses and accommodation costs bought in advance.
Coverage includes up to $1 million for emergency medical evacuation and up to $20,000 for repatriation to transport the insured person’s body or ashes back to Singapore in the event of death overseas during the trip.
Up to $500,000 for accidental death and permanent disablement occurring during the trip, in addition to up to $1 million for public transport double indemnity coverage. However, do note that the latter is not covered under Singtel Travel Protect’s Value plan, only from the Economy plan onwards.
Baggage delay is covered for $200 per insured person for every 6 consecutive hours while overseas, with a maximum limit of up to $2,000 depending on plan tier.
Meanwhile, loss or damage to baggage, clothing, and other personal effects are covered up to $8,000 per insured person—with up to maximum $500 for any single article or pair or set of articles, maximum $1,000 for laptop computer, netbook, and tablet, and maximum $500 in total for handphones and spectacles.
Other losses of personal belongings due to personal theft or natural disasters are covered up to $8,000, with a sub-limit of up to $500 for money.
The Singtel Travel Protect is also good for adventurous travelers, covering high-adrenaline activities such as bungee jumping, canoeing or white-water rafting, jet-skiing, mountaineering, paragliding, and more. The full list of covered activities can be found in the policy wording.
For road trips or general vehicle rental, do note that only the Premium plan includes up to $500 reimbursement for rental vehicle excess in case of a car accident.
Pros ✅ | Cons ❌ |
---|---|
Cheap and affordable premiums | Excludes coverage for pre-existing conditions or dental treatments |
Exclusive mobile-related travel benefits for Singtel mobile customers | Only Economy and Premium plans include COVID-19 coverage; Value plan does not |
One of the most extensive travel insurance coverage for adventure leisure activities | Relatively lower sub-limits for COVID-19-related claims (e.g. $150,000 cap for medical expenses) |
Up to $1 million for overseas medical expenses | No automatic policy extension or renewal if trip prolonged beyond original return date |
Up to $15,000 for trip cancellation coverage | |
Up to $8,000 for baggage damage or loss | |
Includes COVID-19-related protection |
Coverage Components | Description | Maximum Limit of Benefit |
---|---|---|
Phone Care | Repairing or replacing mobile phone after accidental damage or theft during trip | Up to $800 per insured person |
Bill Protect | Reimbursing Singtel mobile phone bill during hospitalisation period due to accident | Up to $200 per day, up to $2,000 maximum (depending on plan tier) |
Data Rescue | Reimbursing additional Singtel mobile data expenses due to travel delay of 12 consecutive hours or more | $100 per insured person |
Assuming a 3D2N single-trip to Thailand and accurate as of 27 Feb 2025:
Insurance Provider | Best For | Medical Coverage (Overseas) | Trip Cancellation Coverage | Baggage Damage or Loss | Premium |
---|---|---|---|---|---|
AIG | Emergency travel assistance services | S$200,000 | S$5,000 | S$3,000 | From S$43 |
Allianz | Emergency transportation (Includes COVID-19 Coverage) | S$200,000 | S$1,500 | S$1,000 | From S$37 |
Bubblegum | Overall good value | S$150,000 | S$5,000 | S$3,000 | From S$31 |
DirectAsia | "Kids travel with free coverage" benefit (Families) | S$150,000 | S$3,000 | S$1,000 | From S$25 |
FWD | Lower premiums | S$200,000 | S$7,500 | S$3,000 | From S$20 |
Great Eastern | Coverage for sports and adventurous activities | S$300,000 | S$10,000 | S$5,000 | From S$51 |
Hong Leong Assurance | No claim discount | S$150,000 | S$5,000 | S$3,000 | From S$42 |
Income | Post-departure purchase up to a day of departure | S$250,000 | S$5,000 | S$3,000 | From S$43 |
MSIG | Comprehensive coverage (includes pre-existing conditions) | S$250,000 | S$5,000 | S$3,000 | From S$38 |
Singlife | High or unlimited overseas medical coverage | S$250,000 | S$5,000 | S$3,000 | From S$29 |
Sompo | Specially tailored plan for Japan trips | S$200,000 | S$5,000 | S$1,000 | From S$36 |
Starr | Cruise coverage | S$200,000 | S$5,000 | S$3,000 | From S$25 |
The Wise Traveller | Annual trips and membership programmes | S$480,000 | S$13,500 | S$13,500 | From S$306 |
Tiq | Auto-pay out and higher efficiency for flight delays | S$200,000 | S$5,000 | S$2,000 | From S$21 |
Zurich | Complimentary lounge access for flight delays | S$50,000 | S$2,500 | S$2,000 | From S$14 |
UOI | Extensive coverage including COVID-19 | S$100,000 | S$3,000 | S$1,000 | From S$18 |
Singtel | Covers adventurous leisure activities | S$150,000 | S$5,000 | S$3,000 | From S$16 |
For more detailed instructions, refer here.
Contact the Great Eastern General Claim Hotline at +65 6248 2638, operating from Monday to Friday (9am - 5.30pm).
Select the type of claim you’re making to see what documents you’ll require. But typically, necessary documents include medical reports, receipts, and/or proof of travel to verify claims.
Download and complete the Singtel Travel Protect Claim Form and submit it with your supporting documents either through mail or email.
Submission of claim form is to be made within 30 working days after your return to Singapore.
Great Eastern General will take up to 14 working days to settle your claim after receiving your valid submission and documents.
Timing | Single Trip | Annual Multi-Trips |
---|---|---|
Before coverage start date | ✅ Cancel, receive refund on premium paid, minus $25 admin fee | |
On or after coverage start date | ✅ Cancel, but no refund provided |
✅ Cancel, refund based on duration of policy in effect:
|
Duration-based refund (Annual policy only) | ❌ Not applicable | |
If cancelled by Singtel | Receive a refund on remaining insurance period |
Plan Type | Value | Economy | Premium |
---|---|---|---|
Single Trip* | $34.50 | $45.50 | $78 |
Annual (Asia) | – | $322.15 | $418.20 |
Annual (Worldwide) | – | $426.70 | $555.90 |
*Assuming a 1-week return trip to Thailand |
As of 28 February 2025, Singtel Travel Protect is offering free 60-minute LoungeKey airport lounge access (worth up to $220) to over 1,500 lounges worldwide. Plus, enjoy up to 4 flight delay passes per traveller under single trip policies, and up to 25 flight delay passes per traveller for annual trip policies.
Until 31 December 2025, Singtel Travel Protect is currently running an exclusive KrisFlyer miles promotion.
🎁 Promotion: Get 20% off on annual travel insurance plans and earn 2 KrisFlyer miles per $1 spent on plan
🎫 Promo code: STPXKF2025
Refer to their promo page for more details.