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Whether you’re looking for a single trip or multi-trip travel insurance plan, NTUC offers a wide selection of policies with different pricing tiers for both the occasional and frequent traveller.
The most basic out of the 3 NTUC travel insurance plans, NTUC Classic travel insurance plan has a decent personal accident coverage that’s worth up to $150,000 per insured person. You also get up to $250,000 of overseas medical expenses.
Seasoned travellers looking for a mid-range travel insurance plan in Singapore may want to consider NTUC’s Deluxe plan. Even though the increase in maximum benefit is not as significant as you would expect it to be, it comes with adequate coverage needed by people who travel more than once a year.
If you prefer a travel insurance plan that offers the highest coverage for medical expenses, personal accident, travel delay and so on, NTUC’s Preferred plan is worth looking into. Aside from providing a higher payout and extensive coverage, the premium you pay gives more bang for your buck because it covers all types of travel inconveniences that you may encounter.
|NTUC Travel Insurance Coverage||Classic Plan||Delux Plan|
|Overseas Medical Expenses||$250,000||$500,000|
|Rental Vehicle Excess Cover||$1,500||$2,000|
If you’re already getting ready for your next holiday or business trip, this is the ideal time to purchase NTUC’s single trip travel insurance plan. Aside from getting a 40% discount, you’ll receive a free gift insurance policy.
The rule of thumb when making a travel insurance claim is to do it within 30 days of the insured incident. In the case of NTUC, filing your claim online is possible if it’s for a cancelled or shortened trip, medical expense, lost or delayed luggage, or travel delay. If you need to claim for other travel mishaps, you must submit your claim by mail. NTUC’s travel claim form can be downloaded from their website. Alternatively, you may seek assistance from a customer service officer at +65 6788 6616.
For general queries, you may get in touch with an NTUC travel adviser at +65 6788 1222 (Mon to Fri, 8.30 am to 6.30 pm) Alternatively, you may use the NTUC Adviser Connect feature on their website to chat with an adviser. You may also visit them at their office located at Income Centre, 75 Bras Basah Road to get more help.
To cancel your NTUC travel insurance policy, you must provide 7 days’ written notice. It’ll then take effect once the notice of cancellation is confirmed. If you cancel your policy before your intended trip and no claim has been filed yet, your premium less $21.40 administrative charge will be refunded. However, if you cancel your policy after the first day of coverage, you won’t be entitled to any premium refund.
Single trip NTUC travel insurance simply means that it covers the entire duration of 1 specific trip. If you’re someone who travels once or twice a year, purchasing this type of plan would be the most ideal for you.
On the other hand, multi-trip NTUC travel insurance covers multiple trips and is more worth it for those who travel more than twice a year. If you plan to purchase a multi-trip travel insurance plan, always check the destination coverage.