Get the Best AIG Travel Insurance in Singapore 2019

Updated November 2019

Compare AIG Travel Insurance prices on MoneySmart to get the best deal to cover you against lost baggage, medical emergencies, flight delays and more.

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travel insurance plans found, sorted from highest to lowest for loss/damage of baggage

AIG Travel Guard® Premier

$2,500,000

Med. Coverage (Overseas)

$15,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

$68.00

Per adult

$68.00

Per adult

Plan Highlights

Trip Cancellation$15,000
Loss/Damage of Personal Baggage$10,000
Death and TPD$300,000
Overseas Medical$2,500,000
Post Trip Medical Expenses$50,000
Rental Vehicle Excess Cover$1,500

Leisure Activities & Covered

Bungee Jumping
Hiking
Hot Air Balloon Ride
Pre-existing Conditions
Scuba Diving
Sky Diving
Snow/Ice Sports
See Plan Details

AIG Travel Guard® Superior

$1,000,000

Med. Coverage (Overseas)

$10,000

Trip Cancellation

$5,000

Loss/Damage of Baggage

$48.00

Per adult

$48.00

Per adult

Plan Highlights

Trip Cancellation$10,000
Loss/Damage of Personal Baggage$5,000
Death and TPD$200,000
Overseas Medical$1,000,000
Post Trip Medical Expenses$25,000
Rental Vehicle Excess Cover$1,000

Leisure Activities & Covered

Bungee Jumping
Hiking
Hot Air Balloon Ride
Pre-existing Conditions
Scuba Diving
Sky Diving
Snow/Ice Sports
See Plan Details

AIG Travel Guard® Classic

$200,000

Med. Coverage (Overseas)

$5,000

Trip Cancellation

$3,000

Loss/Damage of Baggage

$35.00

Per adult

$35.00

Per adult

Plan Highlights

Trip Cancellation$5,000
Loss/Damage of Personal Baggage$3,000
Death and TPD$100,000
Overseas Medical$200,000
Post Trip Medical Expenses$10,000
Rental Vehicle Excess Cover

Leisure Activities & Covered

Bungee Jumping
Hiking
Hot Air Balloon Ride
Pre-existing Conditions
Scuba Diving
Sky Diving
Snow/Ice Sports
See Plan Details
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AIG Travel Insurance Plans 2019

Travel Insurance PlanAIG Travel Guard ClassicAIG Travel Guard Superior
Medical Expense (Overseas)$200,000$1,000,000
Emergency Medical EvacuationUnlimitedUnlimited
Travel Delay ($100 every 6 hours)$1,000$2,000
Trip Cancellation$5,000$10,000
Baggage Delay ($200 every 6 hours)$1,000$1,200
Personal Accident (Death & TPD)$100,000$200,000
Adventure activities covered?YesYes
PromotionNilNil

3 Reasons To Get AIG Travel Insurance

Although AIG travel insurance plans are pricier than average, AIG is an established name that’s known for reliability.

An Affordable Basic Travel Insurance Plan

There are 4 tiers of plans: AIG Travel Guard Basic, Standard, Enhanced and Supreme. The Travel Guard Basic is the most affordably priced, comparable to basic plans from NTUC Income and FWD.

In-house Emergency Network

Unlike many insurance companies that work with third-party rescue providers, AIG has an in-house emergency assistance network of 24h emergency centers in 8 locations worldwide so you can travel with peace of mind.

Coverage for Adventure Sports

AIG travel insurance plans cover quite a few popular sports for tourists. These include sailing, hiking, skiing, snowboarding, white water rafting and scuba diving (at leisure level).

AIG Travel Insurance Promotion

AIG travel insurance promotion is offered for single-trip plans. You get to earn 1 KrisFlyer mile for every S$1 spent when you purchase any AIG Travel Guard Direct Single Trip plan. There’s no need for an AIG travel insurance promo code to enjoy this promotion.

AIG Travel Insurance Claims

To make an AIG travel insurance claim, you can either call the emergency hotline (+65 6733 2552), submit your claims through an online form or download the claim form and mail a hard copy to AIG’s travel claims department. You must notify AIG of any claims within 30 days of its occurrence. For common claims like medical expenses and travel delays, you will need to produce supporting documents to file the claim. For instance, for travel delays, you must produce your travel itinerary, boarding pass, plus the airline letter on flight delay. For more information, please visit the AIG travel insurance claims page.

AIG Travel Insurance Contact Information

For support on your AIG travel insurance, you can contact AIG through the following hotlines: 6419 3000 (general inquiries), 6733 2552 (24h emergency assistance) and 6224 3698 (24h travel claims). You may also send an inquiry online via AIG’s website.

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Frequently Asked Questions

  • When does the AIG travel insurance coverage start?
    For accidental death and permanent disablement, coverage begins 3 hours before you leave home to the place of embarkation (like Singapore Changi Airport). For travel cancellation and/or postponement, it is 60 days before departure date or policy issuance date, whichever is later. For travel cancellation due to insolvency, it is from the policy issuance date (at least 3 days before departure).
  • How do you contact AIG during an overseas medical emergency?
    You can call the Travel Guard hotline +65 6733 2552.
  • Does AIG travel insurance cover pre-existing conditions?
    No, AIG travel insurance does not entitle you to coverage for pre-existing conditions. However, if you require direct repatriation due to pre-existing medical conditions, AIG travel insurance insures up to $75,000 for people above 70 years old and $150,000 for people under 70 years old. Children under the AIG travel insurance Family Plan gets up to $100,000.
  • Does AIG travel insurance cover cruise holidays?
    Yes, you enjoy the same benefits and coverage for cruise holidays as you would with air travel with AIG travel insurance.
  • Are there any countries AIG travel insurance doesn’t cover?
    Yes, there are 6 countries that AIG doesn’t cover: Cuba, Iran, Sudan, Syria, Crimea Region and North Korea.
  • Does AIG travel insurance cover pregnancy?
    Yes, AIG travel insurance provides Women’s Benefits coverage of between $2,000 and $8,000, depending on the type of plan you purchase. This only applies to pregnancy-related sickness that you incur when you are abroad, not in Singapore. There are many exclusions though. It excludes any expenses that result from natural events that occur during the first trimester, such as morning sickness, tests related to fertility, childbirth, ectopic pregnancy, premature childbirth or stillbirth.
  • When does the AIG travel insurance coverage start?
    For accidental death and permanent disablement, coverage begins 3 hours before you leave home to the place of embarkation (like Singapore Changi Airport). For travel cancellation and/or postponement, it is 60 days before departure date or policy issuance date, whichever is later. For travel cancellation due to insolvency, it is from the policy issuance date (at least 3 days before departure).