Welcome to SmartRewards

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.

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Redeem your SmartPoints for Rewards

Your reward, your choice. Sign up to check out the full range on our Rewards Store.

Earn SmartPoints When You Apply for These Products

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Standard Chartered Simply Cash Credit Card

Up to 1.5%

Cash Back on Eligible Spend

S$0

Min. Spend per month

Unlimited

Cash Back Cap per month

[6 Weeks Faster Gift Redemption* | SmartRewards | Your Points, Your Choice 🫵]
Choose ANY gift you want at our Rewards Store including:

  1. Sony WF-1000XM5 Wireless Noise Cancelling Headphones (4,000 SmartPoints)
  2. Nintendo Switch Generation 2 (3,990 SmartPoints)
  3. ErgoTune Classic Ergonomic Chair (3,990 SmartPoints)
  4. Apple Watch SE (GPS), 40mm (3,830 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 4,000 SmartPoints.

Alternatively, you can also choose S$350 Cash via PayNow.* T&Cs apply

PLUS, stand a chance to win a Panerai Radomir Quaranta Timepiece (worth S$8,700) OR 16,490 SmartPoints (worth an iPhone 15 Pro, 128GB in the Rewards Store) OR 5,990 SmartPoints (worth an Apple Watch Series 9 (GPS), 41mm in our Rewards Store) when you apply through MoneySmart. T&Cs apply. Check out our past Lucky Draw winners here.

Valid until 31 Dec 2023

See all participating Standard Chartered Credit Card products

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Citi Cash Back+ Mastercard®

1.6%

Cash Back on Eligible Spend

S$0

Min. Spend per month

Unlimited

Cash Back Cap per month

[6 Weeks Faster Gift Redemption* | SmartRewards | Your Points, Your Choice 🫵]
Apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from the card approval date and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:

  1. Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
  2. Sony WH-1000XM5 Headphones (4,990 SmartPoints)
  3. Nintendo Switch OLED (5,000 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 5,100 SmartPoints.

Alternatively, you can also choose S$300 Cash via PayNow. T&Cs apply

PLUS, stand a chance to win a Panerai Radomir Quaranta Timepiece (worth S$8,700) OR 16,490 SmartPoints (worth an iPhone 15 Pro, 128GB in the Rewards Store) OR 5,990 SmartPoints (worth an Apple Watch Series 9 (GPS), 41mm in our Rewards Store) when you apply through MoneySmart. T&Cs apply. Check out our past Lucky Draw winners here.

Valid until 17 Dec 2023

See all participating Citibank Credit Card products

Apply Now
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MSIG Enhanced HomePlus - Standard

Optional Add-on

Building Coverage

S$125,000

Content Coverage

S$1,000,000

Worldwide Personal Liability

S$95.90

Annual Premium
S$119.88 20% Off

[BBYEOL Water Purifier Lucky Draw | FLASH DEAL | SmartRewards | Your Points, Your Choice 🫵 ]
Apply MSIG HomePlus Standard Insurance and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:

  1. GrabRide S$10 e-vouchers (100 SmartPoints)
  2. GrabFood S$10 e-vouchers (100 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 250 SmartPoints.

Alternatively, you can also choose S$20 Cash via PayNow. T&Cs apply.

PLUS double the chances of winning a LYNX Water Purifier with 1-year filter and warranty (worth S$2,099) in our Lucky Draw with any eligible Home Insurance purchased! T&Cs apply

Valid until 15 Dec 2023

See all participating MSIG products

Apply Now
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More ways to Earn SmartPoints

We’re working on more ways to help you earn SmartPoints to redeem your favourite products!

Complete your profiling quiz   + SmartPoints

Log in or create an account, take our 1-min quiz, and we’ll recommend financial products that match your unique needs.

SmartPoints awarded to limited number of customers.


Personalize Your Experience

Be the first to hear about new ways to earn

We’re working rapidly on new ways to earn points, so set your email preferences to be the first to know.


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Frequently Asked Questions

What is the SmartRewards programme?

SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.

What are SmartPoints?

SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store.

What can I use SmartPoints for?

SmartPoints can be used to redeem gifts from the Rewards Store.

How can I earn SmartPoints?

  1. Through applying for a financial product on MoneySmart - Browse promotions here.
    Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility.
  2. Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions, awarded to a limited quantity of customers per month.)

Can I combine my reward points with the reward points of other accounts?

Please be informed that reward points cannot be combined with the reward points of other users’ accounts.

Can I transfer my reward points to another account?

We regret to inform you that the reward points are not transferable.

Have more questions?

Visit our full FAQs here.
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